Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho June 18, 2025

How HomeReady and Home Possible Open Doors During National Homeownership Month

June is National Homeownership Month, a time dedicated to celebrating the American dream of homeownership and spotlighting the tools and resources that help make that dream a reality. For millions of aspiring homeowners, especially those with modest incomes, programs like Fannie Mae’s HomeReady® and Freddie Mac’s Home Possible® provide a critical pathway forward. These two government-backed loan programs are specifically designed to increase access to affordable mortgage … [Read more...]

Filed Under: Home Selling Tips Tagged With: First Time Homebuyer, Home Possible, National Homeownership Month

Bob Ramalho March 6, 2025

Why Splurging for a Larger Home Beats Condo Living

As a first-time homebuyer, one of the biggest decisions you’ll face is whether to buy a cozy condo or invest in a larger home. Both options have their perks, and while condos may initially seem more affordable and convenient, opting for a larger home can offer significant long-term advantages that make it a better investment. Here’s why splurging on a larger home might be the right move for your future. 1. More Space, More Flexibility One of the most compelling reasons to choose a … [Read more...]

Filed Under: Home Buying Tips Tagged With: First Time Homebuyer, Home Buying Tips, Real Estate Advice 

Bob Ramalho February 11, 2025

5 Things I Really Don’t Care About as Your Real Estate Agent

When you’re working with a realtor, it’s easy to feel like you need to impress us with how much you know or worry that we’re judging your choices. Let me set the record straight—there are a lot of things I truly don’t care about. My focus is on helping you achieve your real estate goals, no matter where you’re starting from. Here are five things you never need to stress about with me: 1. How much research you’ve doneWhether you’ve been Googling … [Read more...]

Filed Under: Real Estate Tips Tagged With: First Time Homebuyer, Home Selling Tips, Stress Free Buying

Bob Ramalho December 20, 2024

First-Time Homebuyer Checklist For Success When Embarking On The Homebuying Journey

Purchasing your first home is an exciting milestone, but it can also feel overwhelming without a clear plan. With so many moving parts, from financial prep to evaluating potential homes, having a comprehensive checklist can help simplify the process. Here's everything you need to consider to make your home-buying journey smoother and more successful: 1. Get Your Finances in Order Check Your Credit Score: Lenders rely heavily on your credit score. Aim for a score of 620 or higher to qualify for … [Read more...]

Filed Under: Home Mortgage Tagged With: First Time Homebuyer, Homebuyer Checklist, House Hunting

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Recent Articles

  • The National Homebuyer Fund’s Role in National Homeownership Month
  • HUD’s Role in Homeownership and Supporting the American Dream
  • How HomeReady and Home Possible Open Doors During National Homeownership Month
  • Recognizing the Power of Having a Place to Call Home During Homeownership Month
  • What’s Ahead For Mortgage Rates This Week – June 16th, 2025
  • What Every Homebuyer Should Look For During a House Tour
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Londonderry, NH 03053

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