Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 31, 2025

The Five Signs You Are Financially Ready for Homeownership

Buying a home is a major milestone, and knowing when you are truly ready can give you confidence throughout the entire process. Many future homebuyers wonder if their finances are strong enough or if they should wait another year. The truth is that homeownership readiness is less about perfection and more about preparation. When several key financial indicators line up, you can move forward with clarity, confidence, and a sense of stability. You Have Steady, Reliable IncomeLenders want to see … [Read more...]

Filed Under: Home Buying Tips Tagged With: First Time Buyers, Home Ownership, Mortgage Tips

Bob Ramalho May 14, 2021

How to Become a Homeowner: First Time Home Buyer Guide

Becoming a homeowner for the first time is exciting. However, for many potential buyers, the process can also be confusing. Below is an overview of the steps you need to complete in order to buy your first home.  Work Out The Finances The first step in buying a home is deciding on a price range. This price range will be determined by your income, as well as your own comfort level with home prices and monthly payments. Consider all of these factors to determine the maximum amount you are … [Read more...]

Filed Under: Real Estate Tips Tagged With: Finance, First Time Buyers, Mortgage

Bob Ramalho February 9, 2021

Attracting First-Time Homebuyers With The Top Features

With many young homebuyers entering the market, it is important for those looking to sell a home to think about the features that the younger generation is looking for. With numerous people between the ages of 18 and 34 getting ready to purchase their first home, what are they looking for? There are a few important factors to keep in mind.  An Open Floor Plan Is A Must Work-life balance is one of the most important priorities for the younger generation. Their home will have to cater to … [Read more...]

Filed Under: Home Seller Tips Tagged With: First Time Buyers, Garden, Millennials

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