Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 8, 2025

A Tactical Plan to Go From Renter to Owner in One Year

For many renters, the idea of homeownership feels just out of reach. Rising home prices, limited inventory, and financial uncertainty can make the process seem overwhelming. But with a clear plan, the right guidance, and a one-year commitment, you can move from renter to homeowner, and take control of your financial future. Here is a practical, month-by-month roadmap to help make it happen. Month 1: Assess Your Finances and Set a Goal Start by reviewing your income, expenses, and debt. Use a … [Read more...]

Filed Under: Real Estate Tagged With: First Time Buyer Tips, Home Buying Plan, Rent To Own

Bob Ramalho July 17, 2025

The Truth About Buying a Home with No Money Down

For many first-time homebuyers, the idea of purchasing a home with no money down sounds too good to be true. It is often advertised as a dream scenario, but the reality is more nuanced. There are options out there that allow for low or no down payment, but they come with specific requirements and considerations. Understanding these options can help you make a smart and informed decision as you plan your path to homeownership. Understanding No Money Down ProgramsThere are a few loan programs that … [Read more...]

Filed Under: Financial Reports Tagged With: First Time Buyer Tips, Homeownership Goals, No Down Payment

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Recent Articles

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  • How to Make Moving Day Less Stressful
  • Should You Buy a Home Near Your Workplace?
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