Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 20, 2025

What’s Ahead For Mortgage Rates This Week – October 20th, 2025

The government has been facing a shutdown for the past 19 days with continued obstinacy from both parties, largely over healthcare subsidies. As a result, there will be few major reports this week, the most notable being the Federal Reserve’s Beige Book, which indicates that the U.S. economy is once again showing signs of slowing. Federal Reserve Chairman Jerome Powell also provided comments on the current inflation outlook, noting that multiple private and public data sources show … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 13, 2025

What’s Ahead For Mortgage Rates This Week – October 13th, 2025

Due to the government shutdown, nearly all reports will be delayed aside from a few third party reports. The Consumer Sentiment report has been released on time and shows that consumers are still frustrated with the economy and increasingly high inflation. It is unknown when the government shutdown will end and when we will be seeing reports released again in a timely fashion. Interest rates will still be continued to be adjusted amidst the government shutdown. Consumer SentimentAmericans have … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho October 6, 2025

What’s Ahead For Mortgage Rates This Week – October 6th, 2025

The release of key Unemployment Data was delayed last week due to administrative changes in how jobless figures are tracked. The Consumer Confidence report reflects these policy adjustments, showing growing concerns about the job market and a larger-than-expected decline in confidence for September. Lastly, with tariff disruptions continuing to affect the manufacturing sector, the Global US Manufacturing data has revealed that production has slowed overall since the initial disruptions. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho September 29, 2025

What’s Ahead For Mortgage Rates This Week – September 29th, 2025

The PCE (Personal Consumption Expenditures) Index, the Federal Reserve’s preferred inflation measure, has been on the rise but remains within expectations. Although there was heavy speculation that this year’s inflation would spike due to impactful tariff policies, it has largely stayed within forecasts—enough for the Federal Reserve to introduce a 25 basis point rate cut. The PCE Index data has shown this trend to continue. This is followed up closely by the Consumer … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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