Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 24, 2024

How Do Mortgage Lenders Decide How Much You Can Borrow?

When you visit your lender to get a mortgage for your home, they will tell you the maximum amount that you are allowed to borrow. But how do they reach this total and what factors do they take into consideration? How do they determine that one borrower can take on a bigger mortgage than the next? This decision is made by mortgage companies by considering a wide range of factors, including your credit information, your salary, and much more. Here Are Some Of The Common Ways That Lenders Determine … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Debt To Income Ratio, Mortgage Lenders, Percentage Of Gross Monthly Income

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