Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho December 22, 2023

Financing Your Oasis with a Construction Loan for Swimming Pools and Spas

Creating a backyard oasis with a swimming pool, hot tub, or water feature can transform your outdoor space into a haven for relaxation and entertainment. However, financing such a project often involves careful planning and consideration. One popular financial option for these endeavors is a construction loan. Understanding Construction Loans Construction loans are specialized financing options designed to fund the building or renovation of properties. They differ from traditional home loans in … [Read more...]

Filed Under: Home Values Tagged With: Construction Loan, Real Estate, Swimming Pool

Bob Ramalho March 10, 2023

The Top Benefits Of A Single Close Construction Loan

If you are thinking about building your own home, you might be wondering how construction loans work. There are plenty of options available, but one of the most popular choices is a single-close construction loan. This type of loan allows you to close on not only the construction expenses but also your financing costs at the same time. Essentially, a single-close construction loan will convert into your mortgage after the construction on your home is finished. What are some of the top benefits … [Read more...]

Filed Under: Real Estate Tagged With: Construction Loan, Interest Rates, Real Estate

Bob Ramalho August 13, 2021

The Process Of Buying A New Construction Home

Because the housing market is so competitive right now, many buyers are looking at alternative options. Instead of looking for a resale home, some buyers are considering a new home. What is the process of taking out a loan on a new construction home? There are several factors buyers should consider. Pricing On A New Construction Home Many buyers are used to negotiating with sellers to get the best deal possible. On a new construction home, it is still possible to negotiate for a better price. … [Read more...]

Filed Under: Real Estate Tagged With: Buying Home, Construction Loan, New Home

Bob Ramalho July 21, 2020

Home Renovations Are On The Rise

Millennials are among the most common demographic buying homes today. According to numerous reports that have been published, many homeowners are planning on conducting a home improvement project this year. In large part, this is due to millennials wanting to improve their homes. Furthermore, home improvement projects may have bigger budgets this year when compared to prior years. It will be interesting to see what kind of home improvement projects unfold this coming year. Types Of Home … [Read more...]

Filed Under: Real Estate Tagged With: Construction Loan, Home Improvement, Renovation

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