Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho May 15, 2024

Real Estate Agents: Buyer’s vs. Seller’s Agents and Dual Representation

The roles of buyer's agents and seller's agents often swirl together in a complex dance of negotiations, contracts, and property evaluations. Understanding the distinctions between these two types of agents is crucial for consumers looking to navigate the labyrinth of buying or selling a home. Moreover, there's a scenario where one agent might take on both roles, adding another layer of intricacy to the process. What is a Buyer's Agent? A buyer's agent represents the interests of the buyer in a … [Read more...]

Filed Under: Real Estate Tagged With: Buyer Agent, Real Estate, Seller Agent

Bob Ramalho May 14, 2024

Understanding Closing Costs When Buying a Home

Buying a home is an exciting journey, but it's not without its twists and turns. One specific daunting aspect for many homebuyers is understanding the sphere of closing costs. These additional expenses can catch even the most prepared buyers off guard if they're not properly understood. So, let's discuss the world of closing costs and shed some light on what to expect when purchasing your dream home. Appraisal Fees: Before finalizing a mortgage, lenders typically require an appraisal to ensure … [Read more...]

Filed Under: Real Estate Tagged With: Closing Costs, Escow Fees, Real Estate

Bob Ramalho May 13, 2024

What’s Ahead For Mortgage Rates This Week – May 13th, 2024

An extremely light week following the FOMC, with the only note-worthy reporting being the Consumer Sentiment reports from the University of Michigan, which gives a long term outlook of the consumer on the economy. The report has come in well under expectations, much more so than any previous release in the last 6 months. This is largely due to the increase in the cost of living for every sector. Consumer Sentiment The University of Michigan’s gauge of consumer sentiment fell to 67.4 in a … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho May 10, 2024

Understanding, Paying, and Benefiting from HOA Fees

Are you considering purchasing a property governed by a Homeowners Association (HOA)? If so, you've probably come across the term "HOA fees." What exactly are these fees, who pays them, and why are they necessary?  What Are HOA Fees? HOA fees, short for Homeowners Association fees, are regular payments made by homeowners to the HOA that governs their community. These fees are typically used to cover various expenses associated with maintaining and managing the common areas and amenities … [Read more...]

Filed Under: Homeowner Tips Tagged With: Community Living, HOA, Real Estate

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Recent Articles

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Londonderry, NH 03053

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