Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho May 12, 2016

Refinancing to Pay for Renovations? Consider the VA’s Energy Efficient Mortgage Program

Making renovations that are energy efficient is not just a great way to reduce energy output, but it's also an effective way of decreasing monthly utility costs. It serves as a one-time investment that will save money in the long run. However, renovations are costly and not everybody has the extra finances required to make energy efficient changes. This is where the VA's energy efficient mortgage (or EEM) program comes into play. The program is designed to allow veterans to apply for a new … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

Bob Ramalho May 11, 2016

5 Great Ways A Real Estate Professional Can Market Your Home Online

If you have a great house at the perfect price point, you're already on the right path to selling your home successfully. However, there are still many tricks of the trade you can utilize to bring potential homebuyers to you. If you're working with a real estate agent and are looking for great ways to grab attention, here are a few that may garner added interest. Create A Video Tour Open houses are great for giving potential homebuyers a look at your place, but posting a video of your home … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Online Marketing

Bob Ramalho May 10, 2016

How Offering Buyer Incentives Will Get Your House Sold Faster

Why The Added Incentive? It may seem like keeping your home in good condition and pricing it according to its market value is good enough, but in more difficult market times many people have opted for extras that may boost the appeal of their home. While the wrong incentive strategy can make it look like you have a home that is not worth the asking price, there are classy ways value can be added that can still engage the right buyer. Determine Your Ideal Buyer If you've already decided that your … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Buyer Incentives, Home Seller Tips, Selling A Home

Bob Ramalho May 9, 2016

What’s Ahead For Mortgage Rates This Week – May 9, 2016

Mortgage rates fell across the board last week according to Freddie Mac's Primary Mortgage Market Survey. Other economic news included reports on construction spending, public and private sector employment and national unemployment. Construction Spending Grows in March The Commerce Department reported that the growth rate for construction spending fell in March to 0.30 percent/Analysts expected a reading of 0.70 percent based on February's upwardly revised growth rate of 1.0 percent. … [Read more...]

Filed Under: Mortgage Rates Tagged With: Construction Spending, Mortgage Rates

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