Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho July 29, 2016

How to Gain the Upper Hand in Real Estate Negotiations Without Being Mean or Rude

In a typical real estate transaction, numerous factors may be negotiated, and the terms of the purchase may be negotiated at different times throughout the process. For example, the contract may be negotiated at the time the original offer is made, but revisions to the contract may be negotiated after the property inspection has been completed. Both parties want to have the upper hand in negotiations, but those who focus on a few points are more likely to walk away feeling satisfied with the … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Buyer Tips, Home Seller Tips, Negotations

Bob Ramalho July 28, 2016

On a Variable Mortgage? 3 Signs Your Mortgage Payment Is About To Increase

For many homebuyers who are new to the market, it can be very comforting to be on a fixed rate mortgage where fluctuating interest rates cannot have an impact on your monthly payments. While a variable rate mortgage can sometimes lead to significant savings at the end of the day, there are a few ways you can tell if your monthly payment is on the upswing. An Increase In Your Home's Value A marked increase in a home's value is ideal for most homeowners who consider their home an important … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

Bob Ramalho July 27, 2016

Case-Shiller: Home Price Growth Slows in May

According to the S&P Case-Shiller 20-City Home Price Index, home price growth in May dropped to a seasonally adjusted annual rate of 5.20 percent as compared to April's reading of 5.40 percent. Analysts said that low mortgage rates continue to support housing markets, but also noted that affordability due to rising home prices is sidelining some would-be buyers. High demand for homes coupled with slim supplies of available homes have driven prices up for months; analysts said that "tentative … [Read more...]

Filed Under: Mortgage Rates Tagged With: CaseShiller, New Home Sales, Rising Rents

Bob Ramalho July 26, 2016

4 Ways to Safeguard Your Home While on Vacation

Everyone needs a vacation at some point, and worrying about your home should be the last thing on your mind while you're out of town. Here are 4 ways to boost home security when you're not around. 1. Enlist The Help Of Others Even if you're only gone for a short amount of time, asking someone you trust to keep an eye on your home can offer a big-time boost in security. Hiring a house-sitter to collect your mail, mow your lawn, and make your house look lived in can be a great option for … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Real Estate Tips

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