Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho February 16, 2017

DIY Weekend Projects: Replace Your Tired Light Fixtures With Newer, Modern Options

There are a variety of cool, modernized light fixtures that will be sure to jazz up any living space, but these trendy items can often come with a high price tag. Instead of going out and spending a bundle, how about staying inside over the weekend for a unique do-it-yourself project? If you're looking to make a new light fixture, here are some fun designs to put at the top of your list. Get A Grater Light The cheese grater may be better known as an every-day kitchen tool, but there's no reason … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho February 15, 2017

The 2017 Mortgage Rate Outlook: Here’s What the Experts Are Saying

The post-election period is often one of uncertainty, and the time since the 2016 election has been no different with regards to market force and the financial world. With a new administration taking office, there are many questions regarding how Donald Trump's presidency will impact the market and your mortgage. If you're wondering what the predictions are for the coming year, here are a few things the experts are considering. An Increase In Rates Due to an expected hike in rates by the Federal … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

Bob Ramalho February 14, 2017

Trying to Sell Your Home Without a Real Estate Agent Is a Big Mistake — Here’s Why

Whether you're new to the real estate game or you've bought and sold a home before, there are many details involved in selling. It can be enticing to think about taking on the responsibility yourself and going it alone, but there are a number of reasons it's wise to use a real estate agent. Before you make a decision on selling your home, ensure you consider all the details you'll have to deal with. Misunderstanding Of The Market It's entirely possible for a home seller to look at the MLS … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Real Estate Tips, Selling A Home

Bob Ramalho February 13, 2017

What’s Ahead For Mortgage Rates This Week – February 13, 2017

Last week's scheduled economic readings were limited and included new jobless claims and Freddie Mac's mortgage rates survey. In other news, all types of mortgage applications rose by 2.30 percent this week as compared to the prior week. Mortgage Rates Lower, Home Loan Applications Rise Freddie Mac reported lower mortgage rates for fixed rate and 5/1 adjustable mortgages; the average rate for 30-year fixed rate mortgages dropped two basis points to 4.17 percent. Average rates for 15-year … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

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