Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho November 15, 2016

7 Easy, Inexpensive Home Storage Hacks That Will Free Up Your Space

Even small spaces can feel spacious when the art of storage is mastered. Here are 7 inexpensive storage hacks to free up space in your home. 1. Racks On Racks On Racks It's often the first mess you see when walking into someone's home a clutter of shoes sprawled out by the entrance. Take care of this mess with a shoe rack, which will only take up a few feet of space but allow you to store numerous pairs of kicks. 2. Fold & Hang Not your clothes, your chairs! If you don't use chairs often … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho November 14, 2016

What’s Ahead For Mortgage Rates This Week – November 14, 2016

Last week's economic news included readings on job openings, consumer sentiment and the Federal Reserve's monthly survey of senior loan officers. Weekly reports on mortgage rates and new jobless claims were also released. Freddie Mac noted that last week's primary mortgage market survey did not include post-election readings as the survey information was gathered prior to election results. Loan Officers Survey: High Demand for Home Loans, Commercial Lenders Raise Standards As demand for mortgage … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho November 11, 2016

Mythbusting: Understanding Mortgage Myths and Why They Shouldn’t Hold You Back

With the fluctuations in real estate and the increasing cost of home ownership, many people are entering the market with more trepidation these days. Fortunately, there are a number of myths associated with buying a home that may not adversely affect potential homebuyers. If you're interested in purchasing a home but are unsure about whether it will get approved, here are a few things you may want to dispel. No Approval With Less Than 20 Percent While putting 20 percent down can help you avoid … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

Bob Ramalho November 10, 2016

3 Key Reasons Why Buying Your First Home Is Like Planning a Wedding

You may not see the connection right away, but buying a home and planning a wedding are two experiences that require certain skills and challenge you in similar ways. Check out the three key similarities below! 1. Budget Whether you're buying your first home or planning a wedding, you are likely facing one of the biggest financial obligations of your life. That's why, in both cases, it is essential that you pick a realistic budget and stay within it. Sounds simple, but in either case it can be … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Tips

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Recent Articles

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