There's a burden that comes along with having to do your taxes every spring, but it can actually be a great benefit if you're getting a sizeable refund this year. While many people like the idea of going on a trip or spending the extra funds, here's why you may want to consider investing it back into your home for a profit you'll be able to see! It's Free Money Many people will argue that your tax refund is money that's already owed to you and is part of your income, but it still tends to feel … [Read more...]
Going on a Nice Vacation? Protect Your Home and Valuables With These 3 Key Tips
It's always exciting to pack up and get away from your home for the sake of escape, but going on vacation also means leaving your home behind. While a good neighborhood can go a long way towards making sure your home stays safe in your absence, here are some additional tips for how to ensure you'll be coming back from your trip without incident. Take Care Of Your Property Thieves will often assume that an unkempt yard and home maintenance issues are a sign of a homeowner that doesn't care, and … [Read more...]
What’s Ahead For Mortgage Rates This Week – March 27, 2017
Last week's economic news included releases on new and pre-owned home sales and weekly readings on average mortgage rates and new unemployment claims. Pre-owned Home Sales Fall, Due to Dwindling Inventory 5.48 million pre-owned homes were sold on a seasonally adjusted annual basis. Analysts expected 5.45 million sales based on January's reading of 5.69 million sales. Lagging supplies of listed homes continue to cause home prices to rise as buyers compete for fewer available homes. First time … [Read more...]
Student Loans vs. Down Payments: 3 Ways You Can Manage Both and Buy a New Home
The idea of paying off your student loans and buying a home at the same time can seem like an impossible feat given the impact on your Debt-to-Income (DTI) ratio. However, there are ways it's possible to have enough funds and good enough credit to make your dream of home ownership come true a little more quickly. If you're currently considering how to manage both, here are some options you might want to consider. Decrease Your Debt Lenders will be looking at your DTI ratio in order to determine … [Read more...]
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