Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho July 26, 2017

Forget About the Bank of Mom and Dad — Here’s How You Can Save Your Own Down Payment

Are you considering buying a home for the first time? For some, it can seem nearly impossible to come up with the funds for the down payment. Fortunately, there are a few ways that you can save a little over time and not have to borrow from the "Bank of Mom and Dad". If you're looking to invest in a home in the short-term and are looking for solutions to save up, here are some tips on how to get to your down payment amount more quickly. Create A Budget Most people don't like the idea of a … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

Bob Ramalho July 25, 2017

Investing in a New Home? 3 Reasons You Can’t Skip the Pest Inspection

There are so many small details involved in the final purchase of a home that it can be easy to lose track of the things that need to be done. While you won't be able to forget about a home inspection, a pest inspection can be every bit as important before you sign on the dotted line. If you're wondering why you shouldn't forego this important step, consider the following information. The Final Offer Few people want to deal with problems, especially when it comes to their dream home. But the … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Home Inspections

Bob Ramalho July 24, 2017

What’s Ahead For Mortgage Rates This Week – July 24, 2017

Last week's economic news included releases from the National Association of Home Builders and releases from the Commerce Department on housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released. NAHB Housing Market Index Dips; Builder Sentiment Remains Strong Higher lumber costs were cited by the National Association of Home Builders as contributing to lower readings for the group's monthly Housing Market Index. July's reading was two … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho July 21, 2017

Living Under Water Restrictions? Transform Your Garden With These Succulent Plants

It can be difficult to deal with water restrictions if you're a bit of a green thumb and don't want your beautiful plants to go to waste. Fortunately, there are plenty of succulents out there that can be quite striking and will still be able to store the water they need to survive. If you're looking for some low-maintenance plants that thrive in the dry season, here are a few succulents that will do the trick. The Christmas Cactus Known as the Christmas Cactus, this plant can be a great way to … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

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