Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho November 12, 2024

What’s Ahead For Mortgage Rates This Week – November 12th, 2024

Big inflation reports for the coming week with both CPI and PPI on the schedule. We should expect the data to remain within expectations given the latest reports from both the PCE Index and GDP estimates. The Federal Reserve has still remained hawkish and the last rate decision the expectation is the current rates should maintain. However with the inflation being very close to the Federal Reserve’s target inflation rate and the expected “soft landing” on the horizon. The … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho November 11, 2024

Honoring Veterans Day With A Message of Gratitude

Today, on Veterans Day, we pause to honor and express our deep appreciation for the brave men and women who have served and protected our nation. Your courage, sacrifice, and dedication embody the very best of who we are as a country, and we are forever grateful for your service. As real estate professionals, we understand that finding a place to call home is more than just a transaction—it is a fundamental part of building a life, creating memories, and feeling secure. For many veterans, … [Read more...]

Filed Under: Holidays Tagged With: Real Estate For Veterans, Supporting Our Heroes, Veterans Support

Bob Ramalho November 8, 2024

The Impact of Nearby Developments on Property Value

When buying a home, it's easy to focus solely on the property itself—square footage, curb appeal, layout, and finishes all tend to grab our attention. But what happens outside the property can be just as impactful, especially when new developments are underway nearby. Whether it's the construction of a new shopping center, school, or transit line, nearby developments can significantly influence property values, sometimes raising them and, in certain situations, leading to complexities. … [Read more...]

Filed Under: Home Values Tagged With: Neighborhood Development, Property Value, Real Estate Tips

Bob Ramalho November 7, 2024

School Districts & Their Impact on Home Values

When purchasing a home, many elements shape the decision-making process, and for countless buyers, school districts are at the top of the list. Quality education access not only influences family decisions but also has a profound impact on property values. Whether you're a family prioritizing educational opportunities, an investor focused on appreciating assets, or a homeowner thinking about resale value, understanding how school districts affect home values is crucial. This guide explores the … [Read more...]

Filed Under: Home Values Tagged With: Home Values, Real Estate Tips, School Districts

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