Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho July 13, 2017

Upgrade My Life, Alexa: 4 Great Reasons to Invest in a Home Smart Assistant

In an age of rapidly changing technology, doing things like programming in temperature changes and monitoring your home security from afar are becoming common. Fortunately, having a smarter home is even easier these days with Alexa, which was created by Amazon in 2014 as a smart home assistant. If you're looking for an instant home upgrade that will utilize the smartest technology on the market, here's why Alexa might be a great option for you. Hands-Free Convenience Whether you're doing laundry … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho July 12, 2017

3 Home Renovation Lessons That You Won’t Want to Learn the Hard (or Expensive!) Way

Most people make a number of home upgrades when the time comes to put their home on the market. This can include minor fix-ups or significant improvements that come with a high cost. However, it's important to determine what will improve the value of your home and what renovations you can ignore before you move forward with any updates. If you're wondering how to plan for your renovations, here are three things to ponder before getting started. Make (And Stick!) To A Budget If there's a certain … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho July 11, 2017

Can I Qualify for a Mortgage After Declaring Bankruptcy? Yes — and Here’s How

It may feel like a daunting task to consider buying a home after you've declared bankruptcy, and there's no doubt that it's an uphill battle. Fortunately, while you'll have hard work ahead, there are things you can do in order to make your dream of home ownership a possibility. Whether you've just declared bankruptcy or some time has passed, here are some things you should consider before getting into the market. Wait It Out It might not be what you want to hear, but you'll have to wait before … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Bob Ramalho July 10, 2017

What’s Ahead For Mortgage Rates This Week – July 10, 2017

Last week's economic reports suggested that demand for homes is rising despite a jump in mortgage rates and rising home prices fueled by low inventories of homes for sale. Demand for homes rose by 1.40 percent as interest rates jumped after the 10-year Treasury rate rose by 10 basis points. Construction spending was unchanged in May as compared to a -0.70 percent reading in April. Although builders express high confidence in housing market conditions, construction spending continued to lag … [Read more...]

Filed Under: Mortgage Tips Tagged With: Mortgage Rates

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