Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho November 27, 2017

What’s Ahead For Mortgage Rates This Week – November 27, 2017

Last week's economic reports included readings on pre-owned home sales, weekly reports on mortgage rates and new jobless claims and consumer sentiment. The weekly news cycle was shorter due to the Thanksgiving holidays on Thursday and Friday. Sales of Previously-Owned Homes Jump in October Sales of previously owned homes grew by 1.20 percent in October as compared to September's reading of 0.10 percent growth month-to-month and indicated a seasonally adjusted annual rate of 5.48 million sales. … [Read more...]

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Bob Ramalho November 24, 2017

Appliance Therapy: What to Do If Your Dishwasher Is Terrible at Cleaning Your Dishes

As kitchen appliances go, there are few loved more than the dishwasher. They can be a major time saver – that is, if your dishes are coming out clean. Let's take a quick look at a few steps you can take if your dishwasher is not doing its job. Give It A Good Cleaning It may seem a bit strange to think about having to clean the dishwasher, but they do require maintenance from time to time. Grease, bits of food and leftover detergent can all build up, leading to reduced performance. Here's … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho November 22, 2017

‘Pine’-ing for a New Look? 3 Ways You Can Use Wood Features to ‘Spruce’ up Your Home

Whether you are renovating an older home or putting the finishing touches on a new one, you would be amiss if you did not consider how to include furniture and other items made of wood. With a diverse range of colors and textures, wooden features are a must-have for any modern home design. Let's take a look at three ways that you can use wood to add a little spice to your home decor. Try A Visually Striking Wood Wall If you are looking to add some 'pop' to a room, consider an offset or patterned … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

Bob Ramalho November 21, 2017

Buying in 2018? Get Your Down Payment Ready Now by Tapping These Helpful Sources

Are you in the market for a new house or condo in 2018? With the new year just around the corner, now is the time to get all of your financial details in order. As you may know, buying a home is a significant financial transaction. But it all starts with your down payment, which is the lump sum that you invest in order to purchase the home. In today's blog post we will share a few sources of funds that you can tap into for help saving up your down payment. Peer Into Your Financial Future A … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Down Payments, Home Buyer Tips

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