Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho September 13, 2018

5 Things To Do This Fall To Get Ready For Winter

Simple home and yard tips don't have to take a lot of time, but can save a lot of headaches if that first winter storm catches you unaware. Here's a checklist to help you prepare: Assess Your Windows and Doors Take a walk around your interior, preferably on a windy day. Check for drafts and air leaks; replace weatherstripping, align door thresholds. and repair window frames and sills if they're damaged. If you have storm windows, make sure they're ready to install. Replace the screens in a storm … [Read more...]

Filed Under: Real Estate Tagged With: Home Maintenance, Real Estate, Winterization

Bob Ramalho September 12, 2018

What Are The Housing Market Projections For 3rd Qtr 2018 — And Beyond?

The National Association of Realtors (NAR), in its ongoing analysis of home sales statistics, believes that prices will continue to rise during the third quarter, but that uncertainty over elections could be a factor during the second half of the year. However, NAR's report noted that in July, a typically lackluster month, home prices rose by about nine percent, and days on market decreased significantly, perhaps signaling a strong start for the third quarter. National statistics don't … [Read more...]

Filed Under: Real Estate Tagged With: Housing Trends, Market Projections, Real Estate

Bob Ramalho September 11, 2018

4 Things You Should Know About Conventional Mortgage Rates

Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects can improve your negotiation position when securing a conventional mortgage. Consider these four things that impact how conventional … [Read more...]

Filed Under: Mortgage Tagged With: Financing, Home Loan, Mortgage

Bob Ramalho September 10, 2018

What’s Ahead For Mortgage Rates This Week – September 10th, 2018

Last week's economic news included readings on construction spending, along with public and private-sector jobs growth. The national unemployment rate, weekly reports on mortgage rates and new jobless claims were also released. Construction Spending Rises in July July construction spending ticked up to 0.10 percent from June's negative reading of -0.80 percent. Year-over-year, construction spending was 5.80 percent higher than for July 2017.Public-sector construction accounted for most of the … [Read more...]

Filed Under: Financial Reports Tagged With: Construction, Interest Rates, Mortgage Rates

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