Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho October 18, 2018

U.S. Wage Increases Could Help Home Buyers

The struggle to achieve the American homeownership dream often feels like it happens in a vacuum. Everyday people work hard, save money and polish up their credit to get a low mortgage rate. But there are powerful forces at work that are far beyond each person's control. And until recently, the gap between American wage growth and rising home prices was widening. According to data coming out of the U.S. Department of Labor, unemployment recently hit a 49-year low and wages are enjoying the … [Read more...]

Filed Under: Mortgage Tagged With: Economics, Market Conditions, Mortgage

Bob Ramalho October 17, 2018

Ways to Stay Safe During the Holidays

The arrival of fall, with cooler temperatures followed by a season of holiday celebrations, means getting cozy at home, spending more time cooking and enjoying friends and family in front of a blazing fire, and lighting up your home for a series of holidays. Sadly, though, it is also a time that carries a higher risk of property losses due to fire and accidental injuries. Here are some guidelines about how to reduce those risks and stay safe this winter: Keep The Kitchen Safe Serious burns and … [Read more...]

Filed Under: Real Estate Tagged With: Real Estate, Winter Safety, Winterize

Bob Ramalho October 16, 2018

Winterizing Your Yard: 3 Landscape Tips

In some parts of the country, it has already started snowing! But, even if you live in an area with a moderate climate, your lawn and garden are about to take a "winter break."  Here are 3 tips to assure that your yard will not only survive the winter, but flourish during the dormant season. They'll assure that your landscape will greet spring full of life and beauty. Fertilize The Lawn As Recommended Most types of grass and landscape plants have a kind of built in "alarm clock" that … [Read more...]

Filed Under: Real Estate Tagged With: Landscape, Real Estate, Winterize

Bob Ramalho October 15, 2018

What’s Ahead For Mortgage Rates This Week – October 15th, 2018

Last week's economic reports included releases on inflation, consumer sentiment. Weekly readings on mortgage rates and new jobless claims were also released. Inflation and Consumer Sentiment Dip The Commerce Department reported slower growth in inflation for September. The Consumer Price Index for September showed a growth rate of 0.10 percent. Analysts projected a reading of 0.20 percent growth, which was based on August's reading of 0.20 percent. This was the sixth consecutive month-to-month … [Read more...]

Filed Under: Financial Reports Tagged With: Employment, Interest Rates, Mortgage Rates

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