Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho October 9, 2019

More Home Loan Options Now Available For Borrowers With Bad Credit

For a long time after the real estate housing crisis in 2008, buyers with a poor credit history had a difficult time finding mortgage financing. It was a problem that trapped those seeking to buy a home because so many lost their homes from the inability to pay their mortgages. Some suffered damage to their credit history that was severe. Millions filed for bankruptcy. Not only did mortgage lending requirements get stricter for home buyers, but the funds available for home loans were also … [Read more...]

Filed Under: Mortgage Tagged With: Credit Score, Financing Options, Mortgage

Bob Ramalho October 8, 2019

What Causes Mortgage Interest Rates To Fluctuate?

The mortgage interest rate represents the cost of borrowing money to purchase a property. Mortgage interest rates are not fixed; that is, they fluctuate from one period of time to the next. Many different factors play into what your mortgage interest rate will finally turn out to be. Some of these factors have to deal with the economy and government decisions. Other factors have to do with your personal financial situation. Finally, mortgage interest rates can differ between lending … [Read more...]

Filed Under: Mortgage Tagged With: Interest Rates, Market Conditions, Mortgage

Bob Ramalho October 7, 2019

What’s Ahead For Mortgage Rates This Week – October 7th, 2019

Last week’s economic news included readings on construction spending, and labor reports on public and private sector jobs and the national unemployment rate. Weekly reports on new jobless claims and mortgage rates were also released. Construction Spending Ticks Up in August Commerce Department reporting on construction spending showed 0.10 percent growth in August as compared to a revised flat reading for July. Construction spending hit a seasonally-adjusted annual rate of  $1.29 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Bob Ramalho October 4, 2019

4 Cool Green Material Ideas For Your New Home

If climate change is foremost in your mind, you may be interested in reducing your new home's carbon footprint. Choosing green materials is one way to promote sustainability and ensure you're doing your part to help the planet. Green Flooring  Flooring takes up all the square feet throughout your home. If you can opt for green flooring that will do a lot to reduce your new home's carbon footprint. Bamboo is a sustainable flooring option to consider. Bamboo grows at a rate that far outpaces … [Read more...]

Filed Under: Real Estate Tagged With: Green Living, Home Improvement, Real Estate

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One Verani Way
Londonderry, NH 03053

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