Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho July 22, 2020

Lowballing 101: How to Avoid Insulting a Home Seller when Making a Low Offer for Their House or Condo

Buying a home is a huge step for people who are ready to make an investment in their future. Getting a great deal on a home is just as important and knowing how much to offer could be confusing. It is important to make sure the home seller is not insulted by the lowball offer and is ready to negotiate to make sure everyone wins. Make a List of Necessary Improvements One of the best ways to validate a lowball offer on a home is to list improvements that need to be made to the property. If the … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buying Tips, Making an Offer

Bob Ramalho July 21, 2020

Home Renovations Are On The Rise

Millennials are among the most common demographic buying homes today. According to numerous reports that have been published, many homeowners are planning on conducting a home improvement project this year. In large part, this is due to millennials wanting to improve their homes. Furthermore, home improvement projects may have bigger budgets this year when compared to prior years. It will be interesting to see what kind of home improvement projects unfold this coming year. Types Of Home … [Read more...]

Filed Under: Real Estate Tagged With: Construction Loan, Home Improvement, Renovation

Bob Ramalho July 21, 2020

Home Renovations Are On The Rise

Millennials are among the most common demographic buying homes today. According to numerous reports that have been published, many homeowners are planning on conducting a home improvement project this year. In large part, this is due to millennials wanting to improve their homes. Furthermore, home improvement projects may have bigger budgets this year when compared to prior years. It will be interesting to see what kind of home improvement projects unfold this coming year. Types Of Home … [Read more...]

Filed Under: Real Estate Tagged With: Construction Loan, Home Improvement, Renovation

Bob Ramalho July 20, 2020

What’s Ahead For Mortgage Rates This Week – July 20, 2020

Last week’s economic reports included readings from the National Association of  Home Builders on housing markets along with Commerce Department data on housing starts and building permits issued. Weekly reports on mortgage rates and unemployment claims were also released. NAHB: Builder Confidence in Housing Markets Increases in July Homebuilders gained confidence in housing market conditions as home buyers sought homes in less-congested suburban areas. Builder confidence rose 14 … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Housing Market, Mortgage Rates

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