Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho April 14, 2020

Home Improvement Projects For The Quarantined

If you have paid attention to the news recently, you have probably heard about the coronavirus pandemic which also goes by the name COVID-19. Those who are exposed to the virus might be asked to place themselves in quarantine. Some states have even told their residents to shelter in place. While this infection has forced everyone to change the way they live their lives, there are still some home improvement projects you can tackle during quarantine to put your free time to use. Jump On Spring … [Read more...]

Filed Under: Mortgage Tagged With: Health and Wellness, Home Improvement, Mortgage

Bob Ramalho April 13, 2020

What’s Ahead For Mortgage Rates This Week – April 13th, 2020

Last week’s economic reports were limited due to closures connected with coronavirus regulations. The Federal Reserve did not issue minutes for the most recent Federal Open Market Committee meeting as the meeting was canceled. Inflation readings were released; weekly readings on mortgage rates and new jobless claims were released along with the University of Michigan’s Consumer Sentiment Index. Consumer Price Index Falls In March The Consumer Price Index dropped by -0.40 percent in … [Read more...]

Filed Under: Financial Reports Tagged With: CoronaVirus, Economic News, Financial Reports

Bob Ramalho April 10, 2020

Creative Ways To Keep Your Family Sane During The COVID-19 Crisis

It can be a tremendous challenge to suddenly be stuck at home during the COVID-19 crisis. For those who are in an area of the country where there is a "shelter in place" order, this can feel very much like house arrest. If there are children stuck at home as well, this could be enough to make the entire family go stir crazy. It can be hard to come up with ways to have fun when there is a lot of fear and anxiety in the air; however, here are a few great ways that families can have fun, grow … [Read more...]

Filed Under: Mortgage Tagged With: Health and Wellness, Mortgage, Safety Concerns

Bob Ramalho April 9, 2020

Building An Emergency Fund During An Emergency

By now, it should be apparent that this COVID-19 (Corona-virus) pandemic is going to be here for several months. It is already causing the market to plummet and is disrupting jobs all over the country. Many people who work as hourly employees (or are independent contractors) are starting to suffer. As people's budgets start to feel the squeeze, this is exactly the time that people should be relying on an emergency fund; however, for those who don't have one, it is time to start saving. How To … [Read more...]

Filed Under: Mortgage Tagged With: Financing, Mortgage, Savings

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