Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho October 27, 2020

Junk Drawer Organization Ideas That Will Help You Avoid Stress

At home, everyone has something they wish was just a little bit cleaner. For many people, this is the junk drawer. The kitchen drawer is crammed with who knows what simply has to get better organized. This could include loose batteries, old cellphones, and even matchbooks from restaurants back when that was still a thing! The good news is that there are ways to clean up this junk drawer and turn all of that chaos around! Rename The Junk Drawer First, it is important to rename the junk drawer. If … [Read more...]

Filed Under: Organization Tips Tagged With: Home Tips, Junk Drawer, Organization

Bob Ramalho October 26, 2020

What’s Ahead For Mortgage Rates This Week – October 26, 2020

Last week’s economic reporting included readings from the National Association of Home Builders on housing markets, and Commerce Department readings on housing starts and building permits issued. Data on sales of previously-owned homes were also released. Weekly readings on mortgage rates and jobless claims were also released. NAHB Housing Market Index Rises in October The National Association of Home Builders reported an index reading of 85 for their Housing Market Index in October. This … [Read more...]

Filed Under: Financial Fraud Tagged With: Financial Report, Jobless Rates, Mortgage Rates

Bob Ramalho October 23, 2020

Stay Organized Under The Kitchen Sink

Kitchen space is a valuable commodity. If you feel stretched for storage space, you could throw away all the flatware your mother-in-law gave you, or you could keep the flatware and learn to use the space you have – more efficiently. The number one most likely spot to find extra storage space is right under your kitchen sink. Organize your under sink area and it will free up space all over your kitchen. Clean It Up The cabinet below the sink has a nasty reputation. It's home to rusty … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Improvement, Kitchen Organization Tips

Bob Ramalho October 22, 2020

How Everyone Can Reduce Their Monthly Mortgage Payment

For many people, their biggest monthly bill is their mortgage payment. Therefore, it should come as no surprise that there are a lot of people who are looking for ways to reduce their monthly mortgage payment. The positive news is that there are several ways to do so. By putting some of these tips to use, everyone can find a way to pay less every month on their mortgage, helping them save money for other expenses such as a new car, college expenses, or that next vacation. Shop Around Before … [Read more...]

Filed Under: Real Estate Tagged With: Affordability, Mortgage Payments, Mortgage Savings

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