Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho October 20, 2020

The Required Steps For a Smooth Mortgage Refinance Process

There are lots of people who have heard that one of the top ways to ensure the best mortgage rate possible is to refinance. At the same time, it is critical to make sure that this process is planned out accordingly. Therefore, there are a few steps that everyone has to follow to make sure they are able to handle the mortgage refinancing process in a smooth manner that leads to the best rate possible. Ask If A Refinance Is The Right Step There are a lot of people who assume that a mortgage … [Read more...]

Filed Under: Real Estate Tagged With: Mortgage Rates, Real Estate, Refinancing

Bob Ramalho October 19, 2020

What’s Ahead For Mortgage Rates This Week – October 19, 2020

Last week’s economic reporting included readings on inflation, retail sales, and consumer sentiment. Weekly readings on average mortgage rates and jobless claims were also released. Inflation Rate Slows as Retail Sales Increase Inflation rose 0.20 percent in September, which was the slowest growth rate in four months. Analysts credited the rise in consumer prices to less post-pandemic price shock as consumers adjusted to higher prices for goods. Consumer prices were boosted by used vehicle … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Financial Report, Inflation

Bob Ramalho October 16, 2020

The Top Questions Everyone Should Ask Before Renovating A Home

There are a lot of people who are looking to improve the home in which they live. One of the top ways to do this is to renovate the building; however, it is also important for everyone to make sure they know exactly what they are doing before they get started. There are several questions that everyone should ask before they start a home renovation project. Is The Home Worth Renovating? One of the top reasons why people renovate a home is that they think this is going to increase the value of the … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Budgets, Home Renovation, Real Estate Tips

Bob Ramalho October 15, 2020

Taking A Closer Look At Home Improvement In 2020

When it comes to home improvement in 2020, many people are spending more time in their homes than they ever have in the past. With kids attending school from home and people working from home, many homeowners are looking at ways to potentially improve the qualities of their homes through home improvement projects. With fall right around the corner, it is a great idea to take a closer look at some projects that can help homeowners stay safe while also saving money this winter. Do Not Neglect The … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Improvement, HVAC, MortgageTips

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