Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho January 4, 2021

What’s Ahead For Mortgage Rates This Week – January 4, 2021

Last week’s economic news included reports from Case-Shiller Home Price Indices and data on pending home sales. No weekly data on jobless claims were released due to the New Year holiday, but Freddie Mac did issue its weekly report on average mortgage rates. Case-Shiller Reports Home Prices Reached 6-Year High In October U.S. home prices reached their highest level in six years according to Case-Shiller’s National Home Price Index. Home prices rose by 8.40 percent year-over-year in … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Freddie Mac, Jobless Claims

Bob Ramalho December 31, 2020

Moving This Winter? Here Are 5 Relocation Tips That Will Help Ease the Stress of Moving

Moving is not exactly enjoyable at any time of the year, but it can be especially stressful in the winter. Moving all of your items when it is snowing and blowing outside makes things a lot tougher. However, if you prepare accordingly and have the right attitude, you'll find that your move will go much smoother. Here are five relocation tips that will help ease the stress of a move. Do not Pack Your Winter Supplies When you are moving in the wintertime, you should keep your winter supplies, such … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Seller Tips, Moving Tips, Real Estate Tips

Bob Ramalho December 30, 2020

Remove The Flood Insurance Risk From The Closing Process

Many homeowners do not realize that the risk of a flood is a significant factor that plays a role in not only homeownership but also the closing process. Even though flooding is a major risk, many homeowners do not carry enough coverage. Without proper flood insurance, homeowners risk losing millions of dollars. Therefore, it is prudent for those who are looking for a home to factor flood insurance into their home search. This can streamline the closing process down the road. Exploring Options … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Protecting Your Assets, Real Estate

Bob Ramalho December 29, 2020

Purchase The Right Amount Of Home Insurance

For most people, their home is the most valuable investment they will ever make. Therefore, it needs to be protected. This is where homeowners’ insurance is critical. At the same time, buying the right amount of homeowners’ insurance can be a bit of a challenge. A home that is underinsured leaves the homeowner vulnerable to situations involving fires, floods, and theft. On the other hand, nobody wants to throw away money unnecessarily by over-insuring the home. How can everyone … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Real Estate, Real Estate Tips

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