Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho April 12, 2021

What’s Ahead For Mortgage Rates This Week – April 12, 2021

Last week’s economic reporting included readings from the Federal Reserve’s Federal Open Market Committee and a speech given by Fed Chair Jerome Powell. Weekly reports on mortgage rates and jobless claims were also released. FOMC Minutes: Fed’s Monetary Policy Stance to Remain “Accommodative” The Federal Open Market Committee of the Federal Reserve released minutes of its meeting held March 16 and 17. The meeting minutes indicated split opinions on the U.S. … [Read more...]

Filed Under: Financial Reports Tagged With: Economic News, Jobless Claims, Mortgage Rates

Bob Ramalho April 9, 2021

Staging Tips: Let’s Talk Landscaping and How to Prepare Your Yard for the Spring Bloom

When you are preparing to list your home for sale, you may take various steps to stage the interior so that it is appealing to a potential buyer. In addition to various steps you may take with staging the interior, you want to pay attention to your yard as well. During the spring months, many yards look fresh and vibrant, but they also need some extra care in order to boost curb appeal and make a great first impression on buyers. Focus On Your Flower Beds Whether you have one small flower bed or … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Maintenance, Home Seller Tips, Staging

Bob Ramalho April 8, 2021

Buying a Home While Relocating is a Smarter Choice

The idea of buying a home is challenging enough as the process requires a lengthy approval validation, paperwork, financing, and the actual move with logistics. However, when one really looks at what typically occurs with relocation, buying versus renting can start to make more sense over time. Finances Have to be In Order Buying a home more than once every ten years requires a good amount of discipline on one’s personal finances. Most of the initial decisions and approvals will depend … [Read more...]

Filed Under: Real Estate Tagged With: Home Ownership, Real Estate, Renting

Bob Ramalho April 7, 2021

Approved With Conditions: What Does It Mean?

Applying for a home loan might not be the most exciting part of purchasing a home; however, many homeowners need to go through a lender to purchase a home. It is exciting to hear that the approval letter has gone through; however, it is also possible for someone to see that they have been approved with conditions. What does this mean? What are some of the most common reasons why someone might have conditions? It Could Just Be Standard Procedure Sometimes, people see that they have conditions to … [Read more...]

Filed Under: Real Estate Tagged With: Buying A Home, Loan Application, Loan Approvals

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