Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho June 14, 2021

What’s Ahead For Mortgage Rates This Week – June 14, 2021

Last week’s economic reporting included readings on job openings, inflation, and consumer sentiment. Weekly reports on mortgage rates and jobless claims were also released. Job Openings Increase as Employers Struggle to Fill Positions Job openings rose in April according to the Labor Department, but workers were quitting jobs in record numbers. 9.30 million openings were reported as compared to expectations of 8.20 million job openings and 8.30 million job openings reported in March. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho June 11, 2021

Is Now The Time To Move Into A Retirement Home?

There are thousands of people who turn 65 every day, which is the typical retirement age. Before the development of the pandemic, most people had to wait to retire before they could move to their retirement homes. Due to the pandemic, a lot of people are working remotely, giving them a chance to move to their retirement homes before they actually retire. Is it a smart idea to move before retiring? If the next phase of life is calling, now might be a time to make the move to a retirement home, … [Read more...]

Filed Under: Real Estate Tagged With: Golden Years, Real Estate, Work from Home

Bob Ramalho June 10, 2021

Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process

If you're buying a home, you'll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and if you have a hard move-out date already set, it's critical that your mortgage process goes smoothly. With careful planning, though, you can shorten the mortgage process and get your financing approved faster. Here's what you need to do to speed up the approval. Get Your Paperwork in Order Before … [Read more...]

Filed Under: Real Estate Tips Tagged With: Finance, Mortgage Documents, Real Estate Finance Tips

Bob Ramalho June 9, 2021

What Are The Top Ways To Win A Bidding War?

Right now, there are not a lot of houses for sale, as inventory and new home construction continue to lag behind buyer demand. In addition, low mortgage rates are accelerating demand, meaning that in many situations the sellers are receiving multiple offers. Therefore, it is important for potential buyers to do everything they can to win a bidding war. What are a few ways buyers can give themselves an advantage? Get Pre-Approved For A Home Loan The first thing interested buyers need to do is to … [Read more...]

Filed Under: Real Estate Tips Tagged With: Bidding on Home, Real Estate, Real Estate Sales

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