Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

What You May Not Know About Owner Financing When Buying a Home

Owner financing is an alternative home-buying method that many buyers and sellers overlook. Instead of securing a mortgage through a traditional lender, the buyer makes payments directly to the seller under agreed-upon terms. While this arrangement can be beneficial, there are key details to consider before choosing owner financing. 1. No Traditional Lender Involvement One of the biggest advantages of owner financing is that it bypasses banks and mortgage lenders. This can be helpful for buyers … [Read more...]

Understanding the Risks of Buying a Home With a History of Termite Infestation

Buying a home is one of the biggest investments you’ll ever make, and discovering that a property has a history of termite infestation can be a major red flag. However, this doesn’t always mean you should walk away. Understanding the risks, potential costs, and ways to protect yourself can help you make an informed decision. What Are the Risks? Structural Damage: Termites feed on wood, and if an infestation went undetected for a long time, it could lead to significant structural … [Read more...]

Understanding the Process of Selling a Home Through a Lease-Purchase Agreement

Selling a home through a lease-purchase agreement can be a great option for both buyers and sellers, offering flexibility and potential financial benefits. Whether you’re a homeowner looking for alternative selling strategies or a buyer who needs time to secure financing, understanding how this process works is key. What Is a Lease-Purchase Agreement? A lease-purchase agreement, also known as a rent-to-own contract, allows a tenant to lease a home with the option to purchase it at a later … [Read more...]

What’s Ahead For Mortgage Rates This Week – February 24th, 2025

The most impactful report released last week was the regular Consumer Sentiment reports, which have indicated the more recent concerns rising food costs have soured the view on the current state of the economy for the U.S. The talks between the Federal Reserve members have also slanted in a negative direction as they feel they still do not have a strong grip on inflation. With the Trump administration also shaking things up in the office with their views on Tariffs, the land lending and broader … [Read more...]

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Berkshire Hathaway HomeServices Verani Realty
One Verani Way
Londonderry, NH 03053