Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho June 10, 2021

Looking to Close Faster? Follow This Easy Guide to Speeding Up the Mortgage Process

If you're buying a home, you'll want to try to get your mortgage processed as quickly as possible. Improperly filed mortgage applications are one of the biggest reasons why home sales get delayed, and if you have a hard move-out date already set, it's critical that your mortgage process goes smoothly. With careful planning, though, you can shorten the mortgage process and get your financing approved faster. Here's what you need to do to speed up the approval. Get Your Paperwork in Order Before … [Read more...]

Filed Under: Real Estate Tips Tagged With: Finance, Mortgage Documents, Real Estate Finance Tips

Bob Ramalho June 9, 2021

What Are The Top Ways To Win A Bidding War?

Right now, there are not a lot of houses for sale, as inventory and new home construction continue to lag behind buyer demand. In addition, low mortgage rates are accelerating demand, meaning that in many situations the sellers are receiving multiple offers. Therefore, it is important for potential buyers to do everything they can to win a bidding war. What are a few ways buyers can give themselves an advantage? Get Pre-Approved For A Home Loan The first thing interested buyers need to do is to … [Read more...]

Filed Under: Real Estate Tips Tagged With: Bidding on Home, Real Estate, Real Estate Sales

Bob Ramalho June 8, 2021

Dealing with the Summer Heat? How to Keep Your Home Cool Without Using a Ton of Energy

Many people look forward to the long, relaxed, sunny days of summer, but they also dread opening up their energy bills throughout the summer months. Cooling a home can be costly, and many are searching for convenient ways to lower cooling costs without sacrificing on comfort inside the home on the warmest days of the year. These are just a few of the cost-effective and convenient options that can help homeowners to reduce cooling costs throughout the summer. Keep The Blinds Closed A significant … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Real Estate Tips

Bob Ramalho June 7, 2021

What’s Ahead For Mortgage Rates This Week – June 7, 2021

Last week’s economic reporting included readings on construction spending and public and private-sector employment data. Weekly reports on mortgage rates and jobless claims were also released. Census Bureau Reports Construction Sending Up by 9.8 Percent Year-Over-Year Construction spending rose by nearly 10 percent year-over-year in April. Overall construction spending rose by $1.542 billion on a seasonally-adjusted annual basis. Construction spending rose by 0.20 percent in April, which … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Recent Articles

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