Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho August 31, 2021

Where To Find Inspiration For Your Home Decor

Are you working on decorating your home? Perhaps you want to spruce up your decor, but you aren't sure where to start. Where can you find inspiration for your home decor, besides the obvious home decor magazines and websites? Here are some fun and creative ideas that will inspire you when designing your decor: Luxury Hotels The next time you go on a vacation, you can find decor inspiration at your hotel. Most hotel rooms in mid-range to luxury hotels have beautiful, comforting and understated … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Decor, Home Improvement

Bob Ramalho August 30, 2021

What’s Ahead For Mortgage Rates This Week – August 30, 2021

Last week’s economic reports included readings on new and existing home sales; the University of Michigan released its monthly Consumer Sentiment Index, and weekly updates on mortgage rates and jobless claims were also published. New Home Sales and Median Home Price Rose in July The Census Bureau reported that new homes sold at a seasonally-adjusted annual pace of 353,000 sales in July; analysts expected a pace of 350,000 new homes sold based on June’s reading of 349,000 sales of new … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho August 27, 2021

Financial Preparation: Millennials Are Getting Ready To Buy Homes

In the current economy, there are a lot of millennials who are thinking about buying a home; however, the price of homes is rising quickly. It can be challenging for millennials to save the money they need to buy a home. When this is combined with other monthly expenses they have, millennials might be financially unprepared to buy a home. Finding the right house takes patience and discipline, so millennials need to avoid jumping in unprepared. What do millennials need to do to make sure … [Read more...]

Filed Under: Real Estate Tagged With: Down Payment, Inspections, Real Estate

Bob Ramalho August 26, 2021

An Overview Of Umbrella Insurance: How It Works

Accidents can happen from time to time, which is why it is important for people to have insurance. While you might be able to fix some accidents on your own, others can lead to a significant amount of financial stress. This is why people must have insurance. Insurance is supposed to help individuals and families pay for catastrophic expenses; however, what happens if the insurance policy is not big enough to cover the expenses? That is where umbrella insurance can be helpful. What is umbrella … [Read more...]

Filed Under: Real Estate Tagged With: Protecting Your Assets, Real Estate, Umbrella Insurance

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