Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho September 21, 2021

Popcorn Ceilings and the Trend to Remove Them

During the 1970s, home building picked up on the idea of a cheap but effective way to reduce sound travel from one floor to the next: popcorn ceilings. Essentially, after the drywall was installed, a finisher would come in with a plaster mix and spray on the ceiling drywall for a bit of a lumpy effect. The disparate clumps and bumps not only created a texture to an otherwise flat-looking ceiling, they also helped break up sound waves. After being spray-painted in white, the ceiling texture … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Improvement, Real Estate Tips, Real Estate Trends

Bob Ramalho September 20, 2021

What’s Ahead For Mortgage Rates This Week – September 20, 2021

Last week’s scheduled economic reporting included readings on consumer prices, retail sales, and the University of  Michigan’s preliminary Consumer Sentiment Index. Weekly readings on mortgage rates and jobless claims were also released. Consumer Price Growth Slows in August The Consumer Price Index reported that consumer prices grew by  0.30 percent in August as compared to July’s consumer price growth pace of 0.50 percent. Core consumer prices, which exclude … [Read more...]

Filed Under: Financial Reports Tagged With: Consumer Index Report, Financial Report, Jobless Claims

Bob Ramalho September 17, 2021

How To Find The Right Home Insurance Coverage For You And Your Family

Those who are taking out a loan for a home will probably be required by the lender to purchase home insurance. Even those who don’t need a loan will still need to make sure that they protect their property accordingly with a comprehensive home insurance policy. This is important for making sure homeowners have the money to replace their belongings and repair their property in the event of a disaster. At the same time, homeowners do not want to spend more than they must for a home insurance … [Read more...]

Filed Under: Mortgage, Real Estate Tips Tagged With: Home Insurance, Real Estate Insurance, Rebuilding

Bob Ramalho September 16, 2021

4 Big Incentives for Homeowners to Sell Now

Now is a great time to sell a home. Inventory is down to historic lows, according to recent reports, which means it’s a sellers’ market. Yes, many homeowners are reluctant to put their homes on the market for a variety of reasons. However, right now there are four big incentives for homeowners to sell, despite these objections. Unsure Of Being Able To Find A New Home To Purchase It is good to sell at high prices, but that might leave a homeowner desperate to find a new home. Not … [Read more...]

Filed Under: Mortgage, Real Estate Tagged With: Bidding War, Real Estate, Seller's Market

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Recent Articles

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One Verani Way
Londonderry, NH 03053

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