Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho December 1, 2021

Decluttering A Home Can Make A Major Impact

There are numerous homeowners who are looking for a way to make more space. Even a small decluttering project can make a significant difference to the amount of space available in a home. This can also make it easier for homeowners to find what they are looking for. Furthermore, if a home is going on the market in the near future, it needs to be as clean as possible. That way, prospective buyers can see the potential of a home. What are a few examples of decluttering projects that can make a … [Read more...]

Filed Under: Real Estate Tips Tagged With: Declutter, Real Estate, Storage

Bob Ramalho November 30, 2021

What To Know About Property Values and Refinancing

There are many people who are thinking about refinancing their homes. For example, some people may be interested in reducing their monthly payments, while other people may be interested in tapping into the value of the home to fund a home improvement project. What is the relationship between property values and refinancing? There are several important points to keep in mind.  Property Values Tend To Rise First, it is important for homeowners to understand that property values tend to rise … [Read more...]

Filed Under: Real Estate Tips Tagged With: Property Value, Real Estate, Refinance

Bob Ramalho November 29, 2021

What’s Ahead For Mortgage Rates This Week – November 29, 2021

Last week’s economic reporting included readings on sales of new and previously-owned homes, inflation, and weekly readings on mortgage rates and jobless claims. President Biden announced his nomination of Federal Reserve chairman Jerome Powell for a second term.  Financial markets were closed Thursday and Friday for the Thanksgiving holiday. Single-Family Home Sales Increase in October The Commerce Department reported sales of new homes rose in October with 745,000 new homes sold on … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Reports, Jerome Powell, Jobless Claim

Bob Ramalho November 24, 2021

Greenify Your Home with Our Guide to Conducting a DIY Energy Audit

The idea of conducting an energy audit on your home might seem like something complicated that should be left to the experts, but there are ways for you to make your home a little greener without consulting anybody. Instead of having someone else do the work, here are a few simple ways for you to inspect your home and green up its energy use. Do A Candle Test Of Exterior Walls Since cold air coming in from outside your home can impact your energy use significantly, do the simple test of taking a … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Homeowner Tips, Upgrades and Renovations

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