Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho October 6, 2022

4 Home Staging Ideas That Are Heavy on the “Wow” Factor but Light on the Wallet

Staging is one of the most important aspects of any home sale. The more attractive your home is to potential buyers, the faster you can finalize the sale and move on. With that in mind, let's explore four home staging ideas that won't cost a fortune but are sure to impress your buyers. #1: Clean The Place Until It Shines The first and most obvious option is not going to cost much more than your time. Your home needs to be absolutely, positively spotless. The floors should be so clean that you … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Staging

Bob Ramalho October 5, 2022

3 Reasons to Hit the Accelerator on Your Mortgage Payments – If You Can Afford It

Does the thought of repaying your mortgage for the next twenty-plus years leave you feeling a little down? Whether you've had your mortgage for weeks or years, accelerating your payments is an excellent option that can help get your mortgage fully paid off in a shorter time frame. Let's explore three great reasons to accelerate your payments so that your mortgage debt is paid down faster. You'll Be Debt-Free That Much Faster It may seem obvious, but it's worth stating that you'll be debt-free … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Real Estate

Bob Ramalho October 4, 2022

An Overview Of A Buyer’s Agent

If you plan on purchasing a home in the near future, you have probably noticed that there are plenty of options available. The market changes quickly, the perfect house may come and go before you get a chance to see it, and you might have a hard time figuring out which house is right for you. A buyer's agent can be helpful, but do you actually need to work with one? There are several important points to keep in mind. A Buyer’s Agent Represents Your Interests You should consider working … [Read more...]

Filed Under: Real Estate Tips Tagged With: Buyers Agent, New Home, Real Estate

Bob Ramalho September 30, 2022

The Minimum Credit Score For VA Home Loan Approval: What To Know

When you are applying for a home loan, you need to make sure that you meet the minimum credit score requirements. If you decide to go with a traditional loan, the credit limit can be high, making it hard to qualify for a home loan. In contrast, you might be able to qualify for a VA home loan with a much lower credit score. What do you need to know? The VA Does Not Have A Minimum Credit Score Requirement One of the major benefits of applying for a VA home loan is that you do not need to worry … [Read more...]

Filed Under: Real Estate Tagged With: Credit Score, Real Estate, VA Loans

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