Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho July 22, 2025

Smart Home Features That Add Value to Your Property

Smart ThermostatsA smart thermostat is one of the most popular smart home upgrades. These devices allow homeowners to control heating and cooling remotely using a smartphone. Smart thermostats can learn your preferences over time, helping you save energy and reduce monthly utility costs. Buyers appreciate the combination of convenience and efficiency that smart thermostats offer, making them a worthwhile investment when preparing your home for sale. Security Systems with CamerasModern security … [Read more...]

Filed Under: Real Estate Tips Tagged With: Home Improvement, Property Value, Real Estate Tips

Bob Ramalho July 21, 2025

What’s Ahead For Mortgage Rates This Week – July 21st, 2025

While inflation has slowed down since the pandemic, it is showing a faster-than-expected rise for consumers, as the CPI (Consumer Price Index) has reported a higher than expected 0.3% increase, contrasted to the 0.2% expected increase. Meanwhile, the PPI (Producer Price Index) has proven to be entirely flat, with the largest takeaway being that signs of tariff-related inflation are — at best — scattered among data reports, leading to many speculating that the impacts have been … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho July 18, 2025

From Search to Keys How Long Does Buying a Home Take

Buying a home is an exciting journey, but it can also feel overwhelming if you are not sure what to expect. One of the most common questions from homebuyers is how long the process takes from start to finish. The answer depends on several factors, but knowing the general timeline can help you plan and reduce stress. The Home Search PhaseFinding the right home can take anywhere from a few weeks to several months. This phase includes deciding what you want in a home, searching listings, attending … [Read more...]

Filed Under: Financial Reports Tagged With: Home Buyer Help, Home Buying Journey, Real Estate Tips

Bob Ramalho July 17, 2025

The Truth About Buying a Home with No Money Down

For many first-time homebuyers, the idea of purchasing a home with no money down sounds too good to be true. It is often advertised as a dream scenario, but the reality is more nuanced. There are options out there that allow for low or no down payment, but they come with specific requirements and considerations. Understanding these options can help you make a smart and informed decision as you plan your path to homeownership. Understanding No Money Down ProgramsThere are a few loan programs that … [Read more...]

Filed Under: Financial Reports Tagged With: First Time Buyer Tips, Homeownership Goals, No Down Payment

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Recent Articles

  • How to Negotiate Home Repairs After an Inspection
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  • What’s Ahead For Mortgage Rates This Week – October 27th, 2025
  • What’s Ahead For Mortgage Rates This Week – October 27th, 2025
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One Verani Way
Londonderry, NH 03053

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