Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho November 3, 2022

How Interest-Only Mortgages Work and Why They’re A Good Solution for Some Buyers

Whether you're a first-time homebuyer or an experienced real estate investor, if you are planning to borrow funds to buy a home you will want to choose the right mortgage product. In today's blog post we'll explore how interest-only mortgages work and why they're the perfect choice for some homebuyers. How Interest-Only Mortgages Differ From Conventional Ones As the name suggests, interest-only mortgages are loans where you are only required to pay off the interest portion of the loan each … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Mortgage Tips, Mortgage Rates, Real Estate

Bob Ramalho November 2, 2022

What Is a “Short Sale” And How Does It Work?

Are you on the hunt for great deals on a local home? If so, you have probably heard about "short sale" homes, although it can take a bit of searching to find one. Let's take a closer look at real estate short sales to learn how they work and when you might want to take advantage. What Is A Real Estate Short Sale? A real estate short sale takes place when a homeowner sells their home for less than they owe on it. This tends to take place in volatile real estate markets where a substantial price … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Buying A Home, Home Buyer Tips, Real Estate Investing

Bob Ramalho November 1, 2022

Considering a New Home Next Year? Start Now and Get a Jump on Improving Your Credit Score

With the new year right around the corner, that leaves you with precious little time to get your finances in order. Let's explore a few tips that will help you get a jump on improving your credit score before the end of the year. Grab A Fresh Copy The first step is to order a fresh copy of your credit report from one of the major agencies. The Fair Credit Reporting Act allows you to access a free copy of your credit report once every 12 months. So, if you have not ordered a copy recently, it is … [Read more...]

Filed Under: Credit Scoring Tagged With: Credit, Credit Score, Mortgage Applications

Bob Ramalho October 31, 2022

What’s Ahead For Mortgage Rates This Week – October 31, 2022

Last week’s economic news included readings on home prices from S&P Case-Shiller home price indices along with sales of new homes and federal government data on inflation. Weekly readings on mortgage rates and jobless claims were also released. S&P Case-Shiller Home Price Indices: Home Price Growth Slows in August U.S home prices fell by 9.8 percent year-over-year in August according to S&P Case-Shiller’s National Home Price Index. National home prices fell by -5.3 … [Read more...]

Filed Under: Financial Reports Tagged With: Case Shiller, Financial Report, Market Outlook

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One Verani Way
Londonderry, NH 03053

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