Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Are you thinking of Selling or Buying?
Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

What Is Mortgage Insurance and How Does It Benefit Me?

Are you in the market for a new home? If you are considering a mortgage, you may be curious about mortgage insurance, commonly referred to as PMI or MI. Let's explore the topic of mortgage insurance, including how it works to reduce risk and how it benefits you as the mortgage borrower. Mortgage Insurance = Risk Reduction You might not know this, but the toughest part of the home buying process for many individuals and families is coming up with the required down payment. For example, if you … [Read more...]

S&P Case-Shiller: December Home Price Growth Slows

Home price growth slowed in December according to the S&P Case-Shiller 20-City Home Price Index. Year-over-year home prices rose by 4.6 percent in December as compared to November’s reading of 6.8 percent growth. Rising mortgage rates caused home prices to dip as potential buyers delayed home purchases and demand for homes fell. Craig J. Lazzara, managing director of S&P Dow Jones Indices, said: “The prospect of stable, or higher mortgage rates means that mortgage financing … [Read more...]

The Do’s And Dont’s Of Making Your Offer More Competitive

Today, the housing market is more competitive than it has ever been in the past. You may have your eyes on your dream home, but how can you make it stand out from the crowd? There are a few tips that you should keep in mind. What are a few things you should do, and what are a few things you should avoid? Do Get A Pre-Approval Letter Because the housing market is so competitive, the seller is probably going to have many offers. The seller wants to make sure that the buyer they choose already has … [Read more...]

Should You Improve Your Home Before Selling Or Not?

Selling your home is one of the most stressful things you'll ever go through and one of the most important decisions you'll ever make. However, there's a lot more to selling your home than just sticking a sign out in the front yard. Most likely, your home will need a little work before it is perfect. Therefore, you'll have to decide whether you need to take care of home improvement issues yourself or, to sell with the expectation that the buyer will be the one to do so. We put together a few … [Read more...]

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Berkshire Hathaway HomeServices Verani Realty
One Verani Way
Londonderry, NH 03053