Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho January 5, 2023

Lower Your Interest Rate During The First Couple Of Months With A Buydown

If you are thinking about purchasing a house today, you have probably realized that mortgage rates have increased significantly. This has made it much harder for people to afford home loans, and these higher rates have had an impact on the lender’s business as well. In an effort to make it easier for people to afford a home, you might be able to access something called a buy-down loan or a buy-down mortgage. It could help you save a significant amount of money during the first few months … [Read more...]

Filed Under: Real Estate Tagged With: Buydown, Points, Real Estate

Bob Ramalho January 5, 2023

Lower Your Interest Rate During The First Couple Of Months With A Buydown

If you are thinking about purchasing a house today, you have probably realized that mortgage rates have increased significantly. This has made it much harder for people to afford home loans, and these higher rates have had an impact on the lender’s business as well. In an effort to make it easier for people to afford a home, you might be able to access something called a buy-down loan or a buy-down mortgage. It could help you save a significant amount of money during the first few months … [Read more...]

Filed Under: Real Estate Tagged With: Buydown, Points, Real Estate

Bob Ramalho January 3, 2023

Why Your Kitchen Features Matter

If you are interested in purchasing a house in the near future, you need to pay close attention to your kitchen. The kitchen is considered to be the heart of the home, and you need to make sure the kitchen is laid out appropriately. You need the kitchen to match your expectations, but you also need to pick a kitchen that will help you maximize the value of your home if you decide to sell it down the road. What are a few of the most important examples of kitchen features you need to pay attention … [Read more...]

Filed Under: Real Estate Tagged With: Home Features, Kitchen, Real Estate

Bob Ramalho January 2, 2023

What’s Ahead For Mortgage Rates This Week – January 2, 2023

Last week’s economic reporting included readings on U.S. housing markets, pending home sales, and weekly readings on mortgage rates and jobless claims. S&P Case Shiller Home Price Indices:  Month-to-moth home prices fall in October U.S. home prices fell in October for the fourth consecutive month. Wavering demand for homes was caused by rising mortgage rates and high home prices in many regional markets. The 20-City home price index showed the top three cities with the highest … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

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Recent Articles

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Londonderry, NH 03053

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