Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Bob Ramalho January 22, 2024

What’s Ahead For Mortgage Rates This Week – January 22nd, 2024

The following week of CPI and PPI reports are typically lighter, with this week showing the same trend. There are a number of interesting interim reports that are worth noting however, including the Federal Reserve’s Beige Book which indicates the labor market has been cooling across most of the country. Following up is the Consumer Sentiment Reports, which is an excellent indicator for how the average consumer feels about their buying power, reflecting on the current economic conditions. … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho January 19, 2024

The Ultimate Home Inspection Checklist for Informed Decisions

Embarking on the journey to homeownership is an exciting venture, but it comes with its share of responsibilities. One crucial step in the process is a comprehensive home inspection. To ensure your dream home doesn't turn into a nightmare, we've compiled the ultimate home inspection checklist. Armed with this guide, you'll be equipped to make informed decisions, identify potential issues, and negotiate confidently before sealing the deal. Exterior Inspection: Roof condition and age Gutters and … [Read more...]

Filed Under: Home Values Tagged With: Home Structure, Inspection, Real Estate

Bob Ramalho January 18, 2024

The Advantages And Disadvantages Of Using Online Mortgage Lenders

Using online mortgage lenders can offer several advantages and disadvantages compared to traditional brick-and-mortar lenders. It's important to weigh these factors based on your individual preferences, needs, and financial situation. Here's a breakdown of the pros and cons: Advantages of Online Mortgage Lenders: Convenience: Pros: Online lenders offer the convenience of applying for a mortgage from the comfort of your home at any time. The entire process, from approval application, can be done … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Mortgage Lender, Online Mortgage Lending, Real Estate

Bob Ramalho January 17, 2024

Navigating the Impact of Environmental Factors on Property Values

As our world becomes increasingly conscious of sustainability, it's crucial to understand how the environment can shape the value of your home or potential investment. Let's explore the various ways in which environmental factors play a significant role in the real estate market. Location, Location, Eco-location: The old adage "location, location, location" takes on a new dimension when considering environmental factors. Proximity to parks, nature reserves, and green spaces can significantly … [Read more...]

Filed Under: Housing Market Tagged With: Environmental Factors, Property Values, Regulation's

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Londonderry, NH 03053

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