Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
*Commission Reduction at Closing.

Bob Ramalho March 25, 2024

What’s Ahead For Mortgage Rates This Week – March 25th, 2024

While it’s not a set deal, the Federal Reserve does appear to be on track for a June rate cut, and following its two-day policy meeting, the central bank’s rate-setting Federal Open Market Committee said it will keep its benchmark overnight borrowing rate in a range between 5.25%-5.5% until then.  Additionally, the government has also avoided another shut down as a series of rushed bills had approved spending for the government by another 1.2 trillion dollars. This is good news … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho March 22, 2024

Home Insurance: Protecting Your Haven

As a seasoned real estate agent, I've journeyed alongside numerous families as they embark on the adventure of finding their dream homes. However, beyond the excitement of securing that perfect abode lies a crucial step often overlooked: home insurance. Home insurance isn't just a formality; it's a shield against the unexpected, a safety net for your most cherished investment. Today, let's discuss the diverse landscape of home insurance coverage to ensure your haven remains protected come what … [Read more...]

Filed Under: Real Estate Tagged With: Home Insurance, Real Estate, Real Estate Tips

Bob Ramalho March 21, 2024

A Comprehensive Guide to Explaining Escrow Accounts

Whether you're a first-time homebuyer or a seasoned homeowner considering a refinance, the term "escrow account" often looms as a source of confusion. Yet, understanding the ins and outs of escrow accounts is crucial for managing your homeownership responsibilities effectively. In this article, we'll address some common questions and concerns regarding escrow accounts to shed light on their importance and functionality. What is an Escrow Account? Escrow accounts, sometimes referred to as … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Escrow, Home Refinancing, Real Esate

Bob Ramalho March 20, 2024

Making Homeownership a Reality: Exploring Affordable Housing Initiatives

In the realm of real estate, the dream of homeownership often feels like a distant horizon for many individuals and families. Skyrocketing property prices, coupled with stagnant wages, have created significant barriers to entry into the housing market. However, amidst these challenges, there is a glimmer of hope in the form of affordable housing initiatives. These strategies aim to break down the financial barriers and make homeownership accessible to a wider range of people. In this blog post, … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Affordable Housing, Government Subsidies, Real Estate

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Recent Articles

  • The Cost of Waiting for the “Perfect” Home
  • Why Square Footage Is Overrated for Most Buyers
  • Why the Best Homes Rarely Feel Perfect at First
  • What’s Ahead For Mortgage Rates This Week – February 9th, 2026
  • What Homeowners Need to Know About the Benefits of a Home Energy Audit
  • Should You Sell Your Home As-Is?
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One Verani Way
Londonderry, NH 03053

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