Bob Ramalho

Berkshire Hathaway - Verani Realty

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BoRam Contracting

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Bob has been a local business owner for over 30 years providing finish carpentry, custom staircases, and architectural woodwork for the residential and commercial building trades, as well as new home construction and remodeling. Bob understands the home buying/selling and building process and has a unique perspective with his new construction background.
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Experienced • Competitive Commission Rate • Professional Photography Included for Sellers • 10 Moving Boxes with Supplies Included and for a limited time see you you can receive your $500.00.
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Bob Ramalho August 5, 2025

The Importance of a Home Inspection Before Purchasing

Buying a home is one of the biggest financial commitments most people make in their lifetime. While the process can be exciting, it is also full of important steps that protect your investment. One of the most critical yet sometimes overlooked steps is the home inspection. Uncovering Hidden Issues A home may look perfect on the surface, but only a thorough inspection can reveal what is going on behind the walls, under the roof, or in the foundation. A certified home inspector checks the major … [Read more...]

Filed Under: Real Estate Tagged With: Home Inspection Matters, Real Estate Tips, Smart Home Buying

Bob Ramalho August 4, 2025

What’s Ahead For Mortgage Rates This Week – August 4th, 2025

There were several notable releases this last week, with the largest being the PCE Index — the Federal Reserve’s preferred inflation indicator. The PCE Index may be the more accurate indicator going forward, as data collection for the Consumer Price Index has been recently cut, thereby reducing its reliability. As expected, the inflation numbers have been steadily rising with the PCE Index, indicating that impacts from the tariffs are now filtering into prices for both producers and … [Read more...]

Filed Under: Financial Reports Tagged With: Financial Report, Jobless Claims, Mortgage Rates

Bob Ramalho August 1, 2025

The Top Home Buying Regrets and How to Avoid Them

Purchasing a home is one of the most important financial and emotional decisions most people will make. While it can be exciting, it can also lead to disappointment if key factors are overlooked during the process. As a real estate professional, I often hear from buyers who wish they had done things differently. Below are the most common home buying regrets and what you can do to avoid them. 1. Underestimating Total CostsOne of the most common regrets is failing to account for the full cost of … [Read more...]

Filed Under: Home Buying Tips Tagged With: Avoid Regrets, Home Buying Tips, Real Estate Advice

Bob Ramalho July 31, 2025

How to Buy a Home Before Selling Your Current One

Buying a new home before selling your current one can feel like walking a financial tightrope. While it allows for a smoother transition and avoids the need for temporary housing, it also requires thoughtful planning and the right strategy. If you are considering making a move without selling first, here are key factors to understand and steps to take to make the process work for you. Assess Your Financial PositionThe first and most important step is to review your financial situation in detail. … [Read more...]

Filed Under: Real Estate Tagged With: Bridge Loan, Buying Before Selling, Real Estate Advice

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Recent Articles

  • How to Read and Understand Your Home Purchase Agreement
  • What Every Buyer Needs to Know About Earnest Money Deposits
  • What’s Ahead For Mortgage Rates This Week – September 29th, 2025
  • What Is More Important, the Home or the Neighborhood?
  • How to Tell If a Seller Is Desperate to Sell and Use It to Your Advantage
  • Turning Tiny Homes into Big Opportunities
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