Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho September 24, 2020

Should Homeowners Refinance?

Most people have heard the saying that it might be a good idea to refinance if mortgage rates drop. For those who might not know, refinancing is essentially taking out a new loan to replace the old one because the new loan has a lower interest rate. This could shorten the time span of a long time and reduce monthly payments, or save money on the total cost of the home. At the same time, refinancing is not right for everyone. How can homeowners determine if refinancing is right for them?  Do … [Read more...]

Filed Under: Real Estate Tagged With: Home Refinance, Real Estate Tips, Refinancing

Bob Ramalho September 18, 2020

Three Do-It-Yourself Seasonal Home Improvement Projects

Owning a home comes with a lot of joy and responsibility. Many homeowners are looking for improvement projects that they can do themselves. There are a few options that rise to the surface. Take a look at some of the fun projects that most homeowners can do at home! Perform Routine Maintenance on the HVAC System One of the top projects that homeowners can perform involves routine HVAC maintenance. In order to make sure the HVAC system is running appropriately, it is important to service it … [Read more...]

Filed Under: Real Estate Tagged With: Do It Yourself, Home Improvement, Real Estate

Bob Ramalho September 16, 2020

How To Find The Right Color Combination For Your Home

There are lots of decisions that people have to make when it comes to the decorating scheme of their home. One of the key decisions that homeowners face involves the color scheme. Some people are afraid to talk about their color schemes for fear of making the wrong decision; however, the only way to make the right decision when it comes to the colors in the home is to discuss the situation. Have no fear because there are a few steps that all homeowners can take to make sure they nail their … [Read more...]

Filed Under: Real Estate Tagged With: Home Colors, Real Estate, Remodel

Bob Ramalho September 11, 2020

Keep The Dream Of Owning A Home Alive

For many people, owning a home is their dream. The COVID-19 pandemic has impacted the entire country and has left many people wondering if they can still afford to own a home. While this might put some things on hold, there are steps that everyone can take to keep the dream of owning a home alive. Get Pre-Approved For A Mortgage The first step that you should complete if you would like to own a home is to get pre-approved for a mortgage. The pre-approval process will give you a firm idea of what … [Read more...]

Filed Under: Real Estate Tagged With: Buying A Home, Home Ownership, Real Estate Tips

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