Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 6, 2021

What Do You Need To Know About Buying And Selling A Home During The COVID-19 Pandemic?

For those who are thinking about buying or selling a home during the pandemic, they may feel like this is a difficult task. Even though it is true that this is going to be a challenge, people are able to increase their success rate by adapting to a new environment. When it comes to buying or selling a home during the pandemic, there are a few tips that everyone should keep in mind.Many Showings Are Going To Be VirtualMake sure that everyone is ready to provide a virtual … [Read more...]

Filed Under: Real Estate Tagged With: COVID19, Real Estate Tips, Virtual Purchase

Bob Ramalho December 30, 2020

Remove The Flood Insurance Risk From The Closing Process

Many homeowners do not realize that the risk of a flood is a significant factor that plays a role in not only homeownership but also the closing process. Even though flooding is a major risk, many homeowners do not carry enough coverage. Without proper flood insurance, homeowners risk losing millions of dollars. Therefore, it is prudent for those who are looking for a home to factor flood insurance into their home search. This can streamline the closing process down the road. Exploring Options … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Protecting Your Assets, Real Estate

Bob Ramalho December 29, 2020

Purchase The Right Amount Of Home Insurance

For most people, their home is the most valuable investment they will ever make. Therefore, it needs to be protected. This is where homeowners’ insurance is critical. At the same time, buying the right amount of homeowners’ insurance can be a bit of a challenge. A home that is underinsured leaves the homeowner vulnerable to situations involving fires, floods, and theft. On the other hand, nobody wants to throw away money unnecessarily by over-insuring the home. How can everyone … [Read more...]

Filed Under: Real Estate Tagged With: Insurance, Real Estate, Real Estate Tips

Bob Ramalho December 22, 2020

Getting A Lower Interest Rate During A Refinance

There are a lot of people who have spotted the record-low mortgage rates right now and are wondering if they can refinance successfully. While many people apply for a refinance of their current home loan, not everyone will be approved. Furthermore, a home refinance is not the best option for everyone. Those who want to qualify for record-low refinance rates need to keep a few key points in mind. Be A Strong Refinance Candidate First, homeowners need to make sure that it is actually worth their … [Read more...]

Filed Under: Real Estate Tagged With: Low Rates, Real Estate, Refinance

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