Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho August 25, 2021

From Big to Small: How to Downsize from a Large House to a Smaller, More Efficient Home

If you're moving from a large home into a smaller house or condo, you're probably looking forward to enjoying a lower utility bill and not having to do as much cleaning. But before you move, you'll want to take certain precautions to ensure that you're not overwhelmed. A smaller home won't have as much room for your belongings, which means you may need to get creative. Here's how you can downsize without losing your mind. Decide What You're Going To Keep Before you do anything else, choose which … [Read more...]

Filed Under: Real Estate Tagged With: Downsizing, Moving Tips, Selling A Home

Bob Ramalho August 18, 2021

What To Know About Home Loans for Renovation Projects

When people are looking for a home, they are often looking for something that is move-in ready. While this might make the process easier, this can also make the home much more expensive. It is still possible to find a dream home even if the house requires a bit of renovation. This is also a great opportunity for homeowners to customize the home to meet their needs. What do potential homeowners need to know about taking out a mortgage to renovate a fixer-upper when compared to a conventional home … [Read more...]

Filed Under: Real Estate Tagged With: 203k Loans, Real Estate, Renovation

Bob Ramalho August 13, 2021

The Process Of Buying A New Construction Home

Because the housing market is so competitive right now, many buyers are looking at alternative options. Instead of looking for a resale home, some buyers are considering a new home. What is the process of taking out a loan on a new construction home? There are several factors buyers should consider. Pricing On A New Construction Home Many buyers are used to negotiating with sellers to get the best deal possible. On a new construction home, it is still possible to negotiate for a better price. … [Read more...]

Filed Under: Real Estate Tagged With: Buying Home, Construction Loan, New Home

Bob Ramalho August 11, 2021

HOAs: What Do Buyers Need To Know?

There are many factors that buyers need to consider when they are evaluating a potential property. Sometimes, buyers run across properties that have to deal with something called a Homeowners’ Association, or HOA. What Do HOAs Do? An HOA ensures that communities look their best and function well. While HOAs were unusual several decades ago, they are becoming more common. HOAs are typically governed by a board made up of people living in the neighborhood. By ensuring properties look … [Read more...]

Filed Under: Real Estate Tagged With: HOA, HOA Cost, Real Estate

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