Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 10, 2023

An Often-Overlooked Trick Can Help You Afford A Second House

The whole idea of investing is to use a portion of your money now to get more down the road. It is important for everyone to diversify their investments, and you might be thinking about buying a second house to do so. Investing in real estate is a goal that a lot of people have, but how can you get started? It was challenging enough to buy your first house, so how can you afford a second one?  Use A Cash-Out Refinance To Buy Your Second House One trick that many people overlook is that they … [Read more...]

Filed Under: Real Estate Tagged With: Cash Out Refi, Mortgage

Bob Ramalho January 5, 2023

Lower Your Interest Rate During The First Couple Of Months With A Buydown

If you are thinking about purchasing a house today, you have probably realized that mortgage rates have increased significantly. This has made it much harder for people to afford home loans, and these higher rates have had an impact on the lender’s business as well. In an effort to make it easier for people to afford a home, you might be able to access something called a buy-down loan or a buy-down mortgage. It could help you save a significant amount of money during the first few months … [Read more...]

Filed Under: Real Estate Tagged With: Buydown, Points, Real Estate

Bob Ramalho January 5, 2023

Lower Your Interest Rate During The First Couple Of Months With A Buydown

If you are thinking about purchasing a house today, you have probably realized that mortgage rates have increased significantly. This has made it much harder for people to afford home loans, and these higher rates have had an impact on the lender’s business as well. In an effort to make it easier for people to afford a home, you might be able to access something called a buy-down loan or a buy-down mortgage. It could help you save a significant amount of money during the first few months … [Read more...]

Filed Under: Real Estate Tagged With: Buydown, Points, Real Estate

Bob Ramalho January 3, 2023

Why Your Kitchen Features Matter

If you are interested in purchasing a house in the near future, you need to pay close attention to your kitchen. The kitchen is considered to be the heart of the home, and you need to make sure the kitchen is laid out appropriately. You need the kitchen to match your expectations, but you also need to pick a kitchen that will help you maximize the value of your home if you decide to sell it down the road. What are a few of the most important examples of kitchen features you need to pay attention … [Read more...]

Filed Under: Real Estate Tagged With: Home Features, Kitchen, Real Estate

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