Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho January 28, 2025

Difference Between a Home Inspection and a Home Appraisal

When buying or selling a home, you'll likely encounter both a home inspection and a home appraisal. While these processes are essential for ensuring a smooth real estate transaction, they serve different purposes and involve unique evaluations. Understanding the differences between a home inspection and a home appraisal can help you navigate the home-buying or selling process more confidently. What Is a Home Inspection? A home inspection is an in-depth evaluation of a property’s condition. … [Read more...]

Filed Under: Real Estate Tagged With: Home Buying Tips, Home Inspection, Real Estate 101

Bob Ramalho January 22, 2025

Real Estate Legal Process Including Contracts, Disclosures, and Closing Procedures

The journey to purchasing or selling a home can be a thrilling experience, but it also involves a series of legal steps that need to be clearly understood. The real estate legal process includes contracts, disclosures, and closing procedures, all of which are essential for ensuring that both buyers and sellers are protected throughout the transaction. In this post, we will break down these key terms so you can be prepared and informed during your home-buying or selling journey. 1. Contracts A … [Read more...]

Filed Under: Real Estate Tagged With: Contracts, Legal Disclosures , Real Estate Process

Bob Ramalho January 8, 2025

The Non-Negotiables of Home Buying

Finding your dream home is one of the most exciting and personal journeys you’ll ever take. Just like crafting the perfect cup of coffee, choosing the right home is all about finding the blend that matches your unique preferences. For some, it’s all about practicality, while for others, it’s about charm, savings, or convenience. So, what’s your dealbreaker when choosing a home? Let’s break it down. 1. Low Maintenance: Weekends Are for Relaxing If you’re … [Read more...]

Filed Under: Real Estate Tagged With: Dream Home Goals, Home Buying Journey, Low Maintenance Living

Bob Ramalho December 24, 2024

Can I Buy a Duplex with an FHA Loan?

If you're in the market to buy a duplex or similar multi-unit property, you may be wondering whether you can use an FHA loan to finance your purchase. FHA loans are well-known for helping first-time homebuyers, but they can also be used to purchase duplexes. Here's everything you need to know about FHA loans, how they work, and whether they're a good fit for your homebuying plans. What is an FHA Loan?An FHA loan is a mortgage insured by the Federal Housing Administration, designed to make … [Read more...]

Filed Under: Real Estate Tagged With: FHA Loan, Multi-family Living, Real Estate

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Recent Articles

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