Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 26, 2024

Is Buying a Remodeled Home a Smart Move

While watching shows like Property Brothers, Flip or Flop, Fixer to Fabulous, Fix My Flip and Fixer Upper may paint a rosy picture of buying a remodeled home, the reality often differs significantly. While these shows depict smooth transformations and stunning results, real-life experiences with remodeled homes can be far more complex and challenging. Many flipped houses come with hidden issues. Contractors sometimes prioritize speed over quality, resulting in careless workmanship. Despite the … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Real Estate, Remodel, Renovation Loan

Bob Ramalho March 21, 2024

A Comprehensive Guide to Explaining Escrow Accounts

Whether you're a first-time homebuyer or a seasoned homeowner considering a refinance, the term "escrow account" often looms as a source of confusion. Yet, understanding the ins and outs of escrow accounts is crucial for managing your homeownership responsibilities effectively. In this article, we'll address some common questions and concerns regarding escrow accounts to shed light on their importance and functionality. What is an Escrow Account? Escrow accounts, sometimes referred to as … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Escrow, Home Refinancing, Real Esate

Bob Ramalho March 1, 2024

Embracing the Future: Work-From-Home and Its Impact on Housing Needs

In the wake of the COVID-19 pandemic, the way we work underwent a profound change in the way most people do business. It became apparent that working from home was more than a temporary change. As companies adapted to remote work models, many employees found themselves unleashed from traditional office spaces. The rise of remote work not only reshaped our professional lives but also had a profound impact on our housing needs and choices. As we move forward, it's essential to understand the … [Read more...]

Filed Under: Homebuyer Tips Tagged With: Real Estate, Work from Home

Bob Ramalho November 30, 2023

Speed Your Mortgage Approval up by Following This Checklist

Have you finally found your dream home after months of searching, and then you are told that the seller has received other offers? No buyer wants to find themselves in a bidding war against another buyer as it is a stressful situation. Being unprepared and not having your finances in order will make it even more stressful. Here are a few quick ways if you're looking to speed up your mortgage approval process, here's a checklist to help you … [Read more...]

Filed Under: Home Buyer Tips, Homebuyer Tips Tagged With: Credit Score, Mortgage, Mortgage Approval

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