Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho February 3, 2023

3 Reasons Why Buying an Investment Property Is the Best Way to Build Your Net Worth

Whether you have recently graduated from college or are getting close to retirement, it's likely that you have given some thought as to how you can grow your net worth. You might have invested in stocks, picked up a few bonds or have a 401(k) plan set up to help fund your retirement. But have you considered buying real estate as part of your portfolio? In today's blog post we'll have a look at three reasons why real estate investing is one of the most effective ways to grow your overall net … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Real Estate, Real Estate Investing

Bob Ramalho June 14, 2022

The Top Smart Home Products You Should Know About

Technology has come a long way, and you might be thinking about turning your house into a smart home. Now, there are a lot of smart home products available, and you may have a difficult time keeping track of which ones are best for you. What are some of the top smart home products you need to know about? A Smart Lock If you are tired of misplacing your keys, you should consider investing in a smart lock. Smart locks come in many shapes and forms, and many of them allow you to program multiple … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Real Estate, Smart Locks, Technology

Bob Ramalho July 7, 2021

3 Reasons to Avoid Giving Wrong Information on Your Mortgage Application

A mortgage application is typically several pages in length, and it requires you to provide a considerable amount of information about your personal, professional and financial life. Some mortgage applicants may not have access to all of the information when completing the application, and others may simply skim over the form and provide incomplete answers. These are only a few of the reasons why information on the mortgage application may not be accurate, but there are several key reasons why … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgages

Bob Ramalho March 24, 2021

Understanding The Difference Between A Co-Borrower And A Co-Signer: What Do They Mean?

There is a lot of jargon that comes with purchasing a home. Even though this could be confusing, purchasing a home is also a significant decision. Therefore, it is critical for everyone to understand exactly what they are signing before they scribble their name on the dotted line. In some cases, a co-borrower or a co-signer (also called a non-occupying co-borrower) could be needed to strengthen the application. What is the difference between these two terms?  What Is A Co-Borrower? First, a … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Co-Borrower, Co-Signer, Mortgage Explained

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Recent Articles

  • Why You Should Think Like a Seller When Buying a Home
  • How to Read Between the Lines in a Real Estate Listing
  • Getting Approval for a Short Sale
  • What’s Ahead For Mortgage Rates This Week – June 2nd, 2025
  • How to Stage a Home Without Furniture Using Creative Tricks with Lighting, Scent, and Small Details
  • How a Bad Buyers Agent Can Hurt Your Sale and How to Protect Your Deal
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