Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho November 2, 2016

The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

As a homeowner, you may have heard the term re-financing without being aware of exactly what it means, but there are a lot of pros and cons associated with what it can do for your financial situation. While getting a different new loan for your mortgage can be a good financial decision in certain situations, here are some things you should consider before you decide that this is the right choice for you. Getting A Lower Rate One of the main reasons that re-financing can be a popular option for … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

Bob Ramalho October 25, 2016

Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

A mortgage broker can be a helpful tool in finding the right opportunity for you, but it can be tempting to deal with mortgage apps that may be able to consolidate all the information you need in one place. While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase. Up-To-Date On Credible Lenders A mortgage app can certainly provide many mortgage insights, but it's not … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Bob Ramalho October 20, 2016

Understanding Appraisals and What to Do If Your Home Doesn’t Appraise for Its Purchase Price

It can be a bit of a surprise if your home turns out to be valued at less than the purchase price offered, but this is the type of thing that can occur in an appraisal situation. While this can change everything from your contract to the amount of your down payment if your home has been appraised at less than you envisioned, here are some options you may want to consider. Review The Appraisal Contingency Clause If an appraisal contingency clause is built into the terms of your contract, this … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Appraisals, Home Mortgage Tips, Mortgage

Bob Ramalho October 18, 2016

Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

It's often the case that people will opt to postpone home ownership until the best rates are available or it's a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. If you're wondering whether or not you should put off investing in a home, here are some reasons you may want to start putting your time into searching for a home. Interest Rates Always Fluctuate While interest rates are constantly changing and have certainly … [Read more...]

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

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Recent Articles

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