Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho October 30, 2024

Building Good Relationships and Getting to Know Your New Neighbors

Moving into a new home is an exciting milestone, but it’s important to remember that making the house feel like home involves more than just unpacking boxes. Building good relationships with your neighbors can help you settle in more quickly and foster a sense of belonging in your new community. Here are a few simple but effective ways to get to know your neighbors and create a welcoming environment. 1. Break the Ice with a Friendly Introduction It may seem old-fashioned, but a warm … [Read more...]

Filed Under: Home Buying Tips Tagged With: Building Community, Know Your Neighbors, New Home Tips

Bob Ramalho October 17, 2024

What Homebuyers and Sellers Need to Know About Statements of Information

When purchasing or selling a property, the title company plays a crucial role in ensuring that the transaction proceeds smoothly. A significant part of this process involves completing a Statement of Information (SOI), which helps the title company distinguish between individuals with similar names. This step is essential to protect all parties involved and ensure a clean title transfer. What Is a Statement of Information? A Statement of Information is a form requested by the title company from … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Selling, Real Estate Tips, Title Insurance

Bob Ramalho January 31, 2024

Understanding the Jumbo Mortgage and Why Refinancing is Different

The contemporary trend towards expansive dimensions is palpable in various aspects of modern life. Oversized soft drinks, large fast-food meals, and expansive smartphones have become ubiquitous. However, one unlikely sector experiencing a similar trend is the realm of mortgages. Delving into the specifics, what exactly constitutes a jumbo mortgage? How does it differ from its conventional counterpart, and what implications does it hold for potential refinancing? Here's a comprehensive overview. … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Real Estate

Bob Ramalho October 4, 2023

On Time, Every Time: How Being Late on Monthly Payments Can Affect Your Mortgage

Are you the type of person that struggles with remembering to pay their bills on time? You're not alone. People across the country regularly submit late monthly payments, inflicting terrible damage to their credit. Let's take a quick look at how paying your loan or other monthly payments late can have a negative impact on your mortgage. Your Credit Score Is At Risk As you already know, almost all banks, credit cards, mortgage companies and other lenders rely on your credit score to help assess … [Read more...]

Filed Under: Home Buying Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

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