Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho March 19, 2025

10 Steps to Buying a Home with Confidence

Buying a home is a major milestone, but it can also be overwhelming. Understanding the process will help you navigate each step with confidence. Here’s a simplified guide to buying a home: 1. Check Your Credit Score Your credit score impacts your loan approval and interest rate. Get free reports from Experian, Equifax, and TransUnion to check for errors. A higher score (typically 720+) can secure better loan terms. 2. Determine Your Budget Before house hunting, assess how much home you can … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, New Home Journey, Real Estate

Bob Ramalho February 26, 2025

Understanding the Risks of Buying a Home With a History of Termite Infestation

Buying a home is one of the biggest investments you’ll ever make, and discovering that a property has a history of termite infestation can be a major red flag. However, this doesn’t always mean you should walk away. Understanding the risks, potential costs, and ways to protect yourself can help you make an informed decision. What Are the Risks? Structural Damage: Termites feed on wood, and if an infestation went undetected for a long time, it could lead to significant structural … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buying, Protect Your Investment, Real Estate Tips

Bob Ramalho February 25, 2025

Understanding the Process of Selling a Home Through a Lease-Purchase Agreement

Selling a home through a lease-purchase agreement can be a great option for both buyers and sellers, offering flexibility and potential financial benefits. Whether you’re a homeowner looking for alternative selling strategies or a buyer who needs time to secure financing, understanding how this process works is key. What Is a Lease-Purchase Agreement? A lease-purchase agreement, also known as a rent-to-own contract, allows a tenant to lease a home with the option to purchase it at a later … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Lease Purchase, Real Estate Tips, Rent To Own

Bob Ramalho February 20, 2025

How to Make a Winning Counter-offer Without Losing the Buyer

Crafting a counter-offer that doesn't scare away a potential home buyer can be tricky. You want to maximize your sale price while still keeping the deal attractive enough for the buyer to stay engaged. A well-crafted counter-offer strikes a balance between protecting your interests and meeting the buyer's needs. The key is to approach negotiations strategically, ensuring that your counter doesn't feel like a rejection but rather a step toward a mutually beneficial agreement. Here are five tips … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Counter Offer, Home Selling Tips, Real Estate Negotiation

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