Bob Ramalho

Berkshire Hathaway - Verani Realty

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Bob Ramalho April 7, 2016

A Quick and Easy Guide to Hiring the Best Contractor for Your Pre-sale Home Renovations

If you're planning to complete some renovations on your home before putting it on the market, you may be unsure of the best way to go about finding the right contractor for the job. While there are probably many contractors available who can do your renovations right, here's how you can get to the bottom of who will work the best for you. Make A Few Phone Calls Once you've done some research and determined a short list of prospective contractors, you'll want to call each contractor to determine … [Read more...]

Filed Under: Around The Home Tagged With: Around the Home, Home Mortgage Tips, Upgrades and Renovations

Bob Ramalho April 6, 2016

How the Truth in Lending Act Protects You When You Take Out a Mortgage

If you're planning to get a mortgage, it's critical that you know your rights under the law. The Truth in Lending Act (TILA) is a piece of federal legislation that governs how mortgage lenders can and cannot operate their businesses. So how does the Truth in Lending Act protect you, and what are your rights under this legislation? Here's what you need to know. Your Lender Must Give You A Timely Loan Estimate A Loan Estimate (previously known as a Good Faith Estimate) is a document your lender … [Read more...]

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Mortgage Tips, The Truth In Lending Act

Bob Ramalho April 5, 2016

Selling Your Home Soon? 4 Ways to Quickly Boost Your Curb Appeal

Most people that have embarked on selling their home know a lot about how to showcase the inside of it, but one of the most important parts of showing a home can be forgotten as a result. Since the outside of your home is the first thing a potential homebuyer will see, here are a few simple ways you can quickly boost its appeal. Re-Consider The Front Door If your door is both welcoming and majestic, you may be able to skip this step, but if you have chipped paint or disintegrating steps, it's … [Read more...]

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling A Home, Staging

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